Business Checking Accounts with NO MONTHLY FEES
I've been used to having plenty of options for free checking for my personal life so I was really surprised that business checking almost always comes with a pretty hefty monthly fee. So I went looking for fee-free business checking and thankfully, I found a few good ones. Stick around to the end and find out which one I chose for my own small business. First up, let's talk about the online-only options for business checking accounts. Because this is something that a lot of people are looking for, there have been several startups that have started to offer people free business checking.
When I went looking through forums, the one that was most often mentioned was Azlo business checking but unfortunately Azlo closed down in early 2021 and they forced everyone to move their money out of their accounts.
After Azlo, the one you'll hear mentioned most often is called Novo and Novo seemed pretty great. It has a lot of different features and there really are no fees with it, so I decided to go ahead and apply for an account with Novo to check it out and let you know how it went. And I got a response from Novo in only a day and they said I was denied.
I don't know why I was denied for the account.
I have a legitimate business. I have good credit. So I wrote to customer service and asked them what was going on. They said they couldn't tell me anything but I was open to apply again. So I did.
And I was denied again. And after I searched the internet, I found out I wasn't alone on this. Novo's been denying people accounts pretty often for no good reason. At least not anything anybody knows. I was also a little bit nervous about using an online-only bank for my business checking just because I was worried, what if the same thing happens to Novo that happened to Azlo?
If they close down in a year, that's going to be a real pain to set things up again with my business checking.
I kind of wanted to stick to a major bank and almost every single major bank does offer some business checking, but there are very few that offer one with no fees without a minimum balance. And when you have a very small, just starting out small business, a minimum balance is not going to work for you. Bank of America, Chase, Wells Fargo, and PNC all have no options that don't have monthly fees without a minimum balance, so I didn't think any of those are going to work for those of us with a tiny business. I did want to point out though that Chase does offer a waiver of the fees if you are a military veteran.
But in my hunt I did find two banks that do offer fee-free business checking, even for really small businesses. The first is US Bank. They have several levels of checking and their lowest one does have a zero dollar monthly maintenance fee. This is called the Silver checking account with US Bank. Now the small catch to this one is that you are limited to 125 free transactions per statement cycle and 25 free cash deposits per statement cycle.
So transactions do include any kind of transaction including a debit card transaction, ACH, ATM, anything like that.
But 125 transactions is going to be enough for most really small businesses and with their account, you do get online and mobile bill pay, you get a debit card, mobile check deposit. You're also going to get access to US Bank ATMs for free and access to their local branches if they're near you. And they are a national bank, so there probably is a branch near you.
The other bank that I found that has fee-free checking for very small businesses is Huntington Bank.
It is similar to the US Bank in that you are limited in the number of transactions for free. The Huntington bank account limits you to a hundred monthly transactions for free and up to five thousand dollars in cash deposits per month. And again those transactions are every kind of transaction including debit card transactions, ACH transactions, and ATM transactions. The Huntington account also offers online banking, mobile check deposit, access to their local ATMs, and local branches.
Huntington Bank is a regional bank that's headquartered in Columbus, Ohio.
They have branches in 11 states, mostly through the Midwest. The only fee I found that might apply to me with US Bank and Huntington bank accounts is a foreign transaction fee of 3% and as I looked around, that seems to be standard among all the banks but there are ways to get around that fee like using a credit card instead of your debit card for those foreign transactions. All right. So what did I choose for my small business? I decided to open a checking account with Huntington bank.
I've been really happy with Huntington. Their online banking and mobile banking has been really easy to use. If you know of other free business checking accounts that can work for very small businesses, please let me know down in the comments below. I know it's something a lot of people are looking for. Next up, check out my video about the things that you need to know about taxes if you've just started a small business or a side hustle. https://elacmoneybasy.es/odj9
Thanks for your visit!
https://youtu.be/J_sXaHMZzOU
https://bit.ly/3s7Nq5U
Tuesday, May 3, 2022
DISCOVER... What’s The BEST Online Business Course to buy for Beginners Today!
DISCOVER... What’s The BEST Online Business Course to buy for Beginners Today!
Welcome to 30 day kings in this video i'm going to show you what's the best online business course to buy for beginners that will help you make money right out of the gate that's why i'm so excited for this video are you ready to make more money than you ever have before in your life do you want the fast track to success i'd like to tell you about how i got into making money online and how i discovered this money-making course.
Which altered my life forever when i was starting out i didn't know where to begin so i wasted a lot of time and money on courses that weren't worth it see i'm an introvert by nature and i was looking for a way to make money online where i could work from home with flexible hours maybe like you're doing right now but i didn't know anything about how to make it work so i started buying programs and courses to educate myself on what online business.
Was and how to make money with it so i could start getting my time back and fire my boss ever want to fire your boss wouldn't that be great to fire your boss because you're making more money with your little five to ten hour a week online business than you do working full time at your regular job that would be wonderful right well it's possible with the right course and the right information by the end of this video i am going to share with you exactly how to make it happen in fact i don't care what else you learn today or if you learn anything else at all today.
As long as you learn this i want you to know that you can have anything in life you want as long as you are willing to take the time to learn how to get it that's the biggest secret i find there are only two types of people those who are willing to take the time to learn how to get what they want out of life and those who aren't which type of person are you the first kind right if you're watching this video then i know you're the type of person who's willing to take the time to learn how to get what you want out of life just like me you belong in the top five percent ninety-five percent of people.
Aren't willing to put in the time it takes to learn how to create the life they want but you are so congratulations your life is about to change forever who's ready for that with online business all we need to do is learn how to set up a couple of key funnels or money pages online and then drive traffic.
To them this is simple to do when you have the right training course how would you like to have the best online business course i ever found to help you get started it helped me make 3247.30 in 30 days not only that it's helped countless other people just like you make a fortune in 30 days too are you ready to get your hands on it what do you think your spouse or your friends would say if you made an extra three thousand two hundred and forty seven dollars and thirty cents next month.
That would make you feel pretty awesome right it certainly made kailyn feel pretty awesome she made over five thousand dollars in her first 30 days pretty cool right kailyn is an inner circle member who applied what she learned in this course and turned what she learned into over five thousand dollars for her and her family before taking this course she didn't know how to do this or that it was even possible initially kaelin was only looking for a way to make an extra three to four thousand dollars a month with her online business so she could pay the rent put some food on the table and have enough money.
To buy her family some gifts for the upcoming christmas holiday you're getting this right she had no prior experience with making money online before this training but once she got her hands on the same course i'm telling you about she turned it all around simply because she was willing to take the time to learn how to get what she wanted out of life a better life for her and her family and now she has it if she can do it with no prior experience.
Then anyone can do it makes sense right so why does this work so well how can you get your hands on it first let's talk about why it works so well and by the way if you're enjoying this video please subscribe to this channel now by clicking the subscribe button below and turn on bell notifications so you don't miss out on any future money making tips and strategies for yourself and please feel free to like and share this video now too so more people can benefit from it now back to why this particular email course works so well the difference between all those other courses.
I spent thousands of wasted hours and tons of wasted money on and this winning email marketing course comes down to one secret that i discovered after five long years and over fifty thousand dollars of money i spent on the wrong courses want to know the secret if i save you five years of wasted time and over fifty thousand dollars of wasted money would that be okay with you that's the reason why i put this video together so you wouldn't have to go through what i did and you.
Can benefit right out of the gates just like kailyn sound good so here is the secret that makes this particular course work it's simple and powerful it's the secret all wealthy people know and now so will you ready for that are you ready to become rich here it is have a master mentor who's already doing what you want to do personally show you how to do what they are doing and you will get results like they get so if you have a master mentor show you personally how they are making money online.
Then you can get results like they get makes sense right but how do you find this master online business mentor and will they actually be willing to take the time to teach you hands-on fortunately for you i'm about to tell you exactly how to find him and yes he will teach you just like he taught me kailyn and hundreds of others see when i discovered this master mentor i found out he wanted to share his secrets with people just like me and i believe if you are still watching then just like me you are willing to take the time.
To learn how to get what you want out of life are you ready to get started i know some of you were ready yesterday if you want these results now then nod your head yes i know i can't see you but i want to make sure you are participating it's important don't you think so nod your head yes to get started all you need to do is click the link found in the description below this video and enter your info you'll get free access to inner circle secrets.
That almost nobody knows about you're finding the link now right when you click it just enter your info and you'll be instantly eligible to register for the free online business masterclass course today and you'll find out exactly how this online business master that i've been telling you about is helping people make thousands of dollars a day online and how you can get started doing the same thing he does isn't that cool can you imagine making over five thousand dollars in your first month.
Of doing this this type of stuff is happening almost every day would your family and friends be impressed with those kind of profits oh yeah i know mine are you've got to get in on this now most people at this point have already clicked the http colon slash slash free dot inner circle kings dot com slash online secrets link found in the description below this video.
And are on their way to changing their lives forever and if that's you congratulations i've got an email gift on its way to you right now but if you haven't clicked the link yet i know i only promised to tell you about the best online business course to buy for beginners but would it be okay if i over deliver for you that's okay right all right so if you didn't click the link yet you probably have a couple questions kicking around in your head so to help you i'm gonna answer the top three questions.
I get about this course for you right now question number one is does this cost anything good question right and the answer is the 90-minute master training is completely free if you want more hands-on training after that then it is available for the select few people who qualify for it do you realize how much opportunity is waiting for you right now go ahead and click the link now enter your info and get started question number two is how much time does this take to do and the answer is most people start out around five hours.
A week and some people move it up to ten hours a week once they get it going are you ready to live the five to ten hour dream i'm sure you are you should click the link now and get in on this opportunity today question number three is how much money can i really make with this and the answer is it is up to you if you don't do anything you won't get anything makes sense right but just think about this a little if you are learning from a master online business mentor.
Who is going to show you how he's helped thousands of entrepreneurs who are just like you grow from startup to seven figures even if they don't have anything to sell for free what have you got to lose nothing right so if you do what he shows you to do in the free training and take action you will see results i'm not gonna say you'll make the same five thousand dollars caitlyn did but i'm not gonna say you won't either i am gonna say if you don't do anything nothing is gonna change for you we can both agree on that right let's get started click the link for free access.
Now you won't regret it so we covered what's the best online business course to buy for beginners and we shared how this course is changing lives as well as over delivering and covering the top three questions asked about the course did i give you some incredible value today did you find this video helpful all that's left for you to do is click the link if you haven't already so you can get in on this opportunity for you and your family i'll close with this final thought if you mastered this skill where would you be five months from now are you willing to put in the time.
To get what you want out of life the choice is up to you thank you for watching to get free access to inner circle secrets that almost nobody knows about just click the link found in the description below this video now.
https://elacmoneybasy.es/storytelling-marketing/Thanks for your visit!https://youtu.be/8Ju5HrnoVJk
https://bit.ly/3yaDJHC
Welcome to 30 day kings in this video i'm going to show you what's the best online business course to buy for beginners that will help you make money right out of the gate that's why i'm so excited for this video are you ready to make more money than you ever have before in your life do you want the fast track to success i'd like to tell you about how i got into making money online and how i discovered this money-making course.
Which altered my life forever when i was starting out i didn't know where to begin so i wasted a lot of time and money on courses that weren't worth it see i'm an introvert by nature and i was looking for a way to make money online where i could work from home with flexible hours maybe like you're doing right now but i didn't know anything about how to make it work so i started buying programs and courses to educate myself on what online business.
Was and how to make money with it so i could start getting my time back and fire my boss ever want to fire your boss wouldn't that be great to fire your boss because you're making more money with your little five to ten hour a week online business than you do working full time at your regular job that would be wonderful right well it's possible with the right course and the right information by the end of this video i am going to share with you exactly how to make it happen in fact i don't care what else you learn today or if you learn anything else at all today.
As long as you learn this i want you to know that you can have anything in life you want as long as you are willing to take the time to learn how to get it that's the biggest secret i find there are only two types of people those who are willing to take the time to learn how to get what they want out of life and those who aren't which type of person are you the first kind right if you're watching this video then i know you're the type of person who's willing to take the time to learn how to get what you want out of life just like me you belong in the top five percent ninety-five percent of people.
Aren't willing to put in the time it takes to learn how to create the life they want but you are so congratulations your life is about to change forever who's ready for that with online business all we need to do is learn how to set up a couple of key funnels or money pages online and then drive traffic.
To them this is simple to do when you have the right training course how would you like to have the best online business course i ever found to help you get started it helped me make 3247.30 in 30 days not only that it's helped countless other people just like you make a fortune in 30 days too are you ready to get your hands on it what do you think your spouse or your friends would say if you made an extra three thousand two hundred and forty seven dollars and thirty cents next month.
That would make you feel pretty awesome right it certainly made kailyn feel pretty awesome she made over five thousand dollars in her first 30 days pretty cool right kailyn is an inner circle member who applied what she learned in this course and turned what she learned into over five thousand dollars for her and her family before taking this course she didn't know how to do this or that it was even possible initially kaelin was only looking for a way to make an extra three to four thousand dollars a month with her online business so she could pay the rent put some food on the table and have enough money.
To buy her family some gifts for the upcoming christmas holiday you're getting this right she had no prior experience with making money online before this training but once she got her hands on the same course i'm telling you about she turned it all around simply because she was willing to take the time to learn how to get what she wanted out of life a better life for her and her family and now she has it if she can do it with no prior experience.
Then anyone can do it makes sense right so why does this work so well how can you get your hands on it first let's talk about why it works so well and by the way if you're enjoying this video please subscribe to this channel now by clicking the subscribe button below and turn on bell notifications so you don't miss out on any future money making tips and strategies for yourself and please feel free to like and share this video now too so more people can benefit from it now back to why this particular email course works so well the difference between all those other courses.
I spent thousands of wasted hours and tons of wasted money on and this winning email marketing course comes down to one secret that i discovered after five long years and over fifty thousand dollars of money i spent on the wrong courses want to know the secret if i save you five years of wasted time and over fifty thousand dollars of wasted money would that be okay with you that's the reason why i put this video together so you wouldn't have to go through what i did and you.
Can benefit right out of the gates just like kailyn sound good so here is the secret that makes this particular course work it's simple and powerful it's the secret all wealthy people know and now so will you ready for that are you ready to become rich here it is have a master mentor who's already doing what you want to do personally show you how to do what they are doing and you will get results like they get so if you have a master mentor show you personally how they are making money online.
Then you can get results like they get makes sense right but how do you find this master online business mentor and will they actually be willing to take the time to teach you hands-on fortunately for you i'm about to tell you exactly how to find him and yes he will teach you just like he taught me kailyn and hundreds of others see when i discovered this master mentor i found out he wanted to share his secrets with people just like me and i believe if you are still watching then just like me you are willing to take the time.
To learn how to get what you want out of life are you ready to get started i know some of you were ready yesterday if you want these results now then nod your head yes i know i can't see you but i want to make sure you are participating it's important don't you think so nod your head yes to get started all you need to do is click the link found in the description below this video and enter your info you'll get free access to inner circle secrets.
That almost nobody knows about you're finding the link now right when you click it just enter your info and you'll be instantly eligible to register for the free online business masterclass course today and you'll find out exactly how this online business master that i've been telling you about is helping people make thousands of dollars a day online and how you can get started doing the same thing he does isn't that cool can you imagine making over five thousand dollars in your first month.
Of doing this this type of stuff is happening almost every day would your family and friends be impressed with those kind of profits oh yeah i know mine are you've got to get in on this now most people at this point have already clicked the http colon slash slash free dot inner circle kings dot com slash online secrets link found in the description below this video.
And are on their way to changing their lives forever and if that's you congratulations i've got an email gift on its way to you right now but if you haven't clicked the link yet i know i only promised to tell you about the best online business course to buy for beginners but would it be okay if i over deliver for you that's okay right all right so if you didn't click the link yet you probably have a couple questions kicking around in your head so to help you i'm gonna answer the top three questions.
I get about this course for you right now question number one is does this cost anything good question right and the answer is the 90-minute master training is completely free if you want more hands-on training after that then it is available for the select few people who qualify for it do you realize how much opportunity is waiting for you right now go ahead and click the link now enter your info and get started question number two is how much time does this take to do and the answer is most people start out around five hours.
A week and some people move it up to ten hours a week once they get it going are you ready to live the five to ten hour dream i'm sure you are you should click the link now and get in on this opportunity today question number three is how much money can i really make with this and the answer is it is up to you if you don't do anything you won't get anything makes sense right but just think about this a little if you are learning from a master online business mentor.
Who is going to show you how he's helped thousands of entrepreneurs who are just like you grow from startup to seven figures even if they don't have anything to sell for free what have you got to lose nothing right so if you do what he shows you to do in the free training and take action you will see results i'm not gonna say you'll make the same five thousand dollars caitlyn did but i'm not gonna say you won't either i am gonna say if you don't do anything nothing is gonna change for you we can both agree on that right let's get started click the link for free access.
Now you won't regret it so we covered what's the best online business course to buy for beginners and we shared how this course is changing lives as well as over delivering and covering the top three questions asked about the course did i give you some incredible value today did you find this video helpful all that's left for you to do is click the link if you haven't already so you can get in on this opportunity for you and your family i'll close with this final thought if you mastered this skill where would you be five months from now are you willing to put in the time.
To get what you want out of life the choice is up to you thank you for watching to get free access to inner circle secrets that almost nobody knows about just click the link found in the description below this video now.
https://elacmoneybasy.es/storytelling-marketing/Thanks for your visit!https://youtu.be/8Ju5HrnoVJk
https://bit.ly/3yaDJHC
Monday, May 2, 2022
Personal finance: How to save, spend, and think rationally about money Big Think
Personal finance: How to save, spend, and think rationally about money Big Think
VICKI ROBIN: I was leading a session on a relationship with money. I just was curious about where people were with this at this point. This was in 2016. We had 50 people in the room. We circled up and we went around the room, just say something about your relationship with money.
And I realized every person in that room was in fear about money. From the 80 year old who I know has millions of dollars to the 20 year old who's like already $20,000 in debt. And it just, honestly it infuriated me like what kind of society requires that everybody participate in something that terrifies them. This feels so amiss to me. DANIEL KAHNEMAN: People are not fully rational and they make many choices that if they reflected upon them they would do differently.
There's no question about that. The major tendency is people tend to frame things very narrowly. They take a narrow view of decision making. They look at the problem at hand and they deal with it as if it were the only problem. Very frequently it's a better idea to look at problems as they will recur throughout your life and then you look at the policy that you're to adopt for a class of problems.
Difficult to do would be a better thing. People frame things narrowly in the sense, for example, that they will save and borrow at the same time instead of somehow treating their whole portfolio of assets as one thing. If people were able to take a broader view they would in general make better decisions. So that is certainly one of the weaknesses of human decision making. We call it narrow framing.
Four layers of financial independence ROBIN: First of all, I'd like to distinguish between independence and freedom. So, financial freedom is like freeing your mind. Financial freedom is understanding that I'm me and there's an economy out there and I have a relationship with it but it doesn't run my life. It's freeing my mind from the messages of the consumer culture, the messages of the economy.
The messages that a house is a starter house.
No, that's my house. I could die in my house. It's like there's so many presumptions that drive us into waste slavery, debt, and it doesn't matter whether you are at the low end or the high end. If you are engaged in that sort of anxious process of more, more, more, you are not free. So the first layer of financial independence I talk about is this freedom of the mind.
This freeing your mind. Of saying like I am sovereign. The economy is secondary. I will move my sovereign self into the economy for my own purposes rather than I am a schlump, the economy is my mega-boss and I don't know, my boss seems to be as big as the sky and so I will just let my life be run by my boss and the tax system and I'm just going to let myself be run by this thing.
No.
So you are sovereign beings so that's your first layer of financial independence is your own sovereignty. And then the second layer is to get out of debt. And for some people debt feels endless. And the first step to getting out of debt is stop going into debt. There's many people who have written to us who flatten their debt in a couple of years.
Impossible debt. Debt that was going to be endless. They would die with this debt. And once they see what the debt is doing to them in terms of the actual opportunities, the future opportunities of their lives, that's the sort of link that we try to get people to make so that something in the future is more important than the immediate pleasure of buying one more tchotchke that you're never going to use. And the third level really is to get those six months of savings in liquid assets whether it's bank accounts.
Someplace where you can actually within 24-48 hours you could realize that money. So that you have an emergency fund. So that you are not tumbled back into debt as soon as something happens amiss. You lose a job which, you know, many people now feel that even their very, very important and significant jobs are precarious. So you want to get out of the zone of precariousness and part of how you get out of that precariousness is savings.
And then over time the next layer of financial independence is you start to see that surplus savings can be invested in such a way that it throws off an income. And over time if you become a systematic and sometimes obsessive saver – and you can see, you could chart it. You can watch your passive income grow knowing money is your life energy, you track everything you buy.
And an easy way to do it if you don't like writing in a little notebook every time you do a transaction is just use your debit card. I said debit, not credit.
You use your debit card and your bank has a complete record of all your purchases. Every month you take a look at your purchases, you sort out in categories that apply to your lifestyle. You just look at that and you kind of tell yourself the truth about whether spending your life energy in that way makes a difference. Understanding finance and keeping emotions controlled KAHNEMAN: You need to be numerate for certain kinds of decisions so numerate people have a significant advantage over those who are not. Understanding compound interest makes a huge difference whether you're a credit card borrower or somebody with savings.
People have a very hazy idea of compound interest and it's very detrimental so I would say that first of all you need to be numerate but many people are.
Then you need to frame things broadly. I mean it frequently goes with numeracy but it's not quite the same thing. By taking the broad view it is very important not to have overly strong emotional reactions to events. And what I mean by that is that most of us tend to respond to gains and to losses, to changes that happen in our life.
Actually you're better off if you frame things broadly and you think of you win a few, you lose a few, and you have very limited emotional response to small gains and to small losses. Money can buy happiness — if you spend it right ROBIN: There's so many ways in which we project onto money the ability to not only make us happy but to make us better or better than other people or safe or so many deep, gut level emotional feelings are playing themselves out in our relationship with money.
MICHAEL NORTON: We want more money and we want more happiness so maybe if we get more money we'll get more happiness. And it turns out that the relationship is really a lot more complicated than that. It's not too surprising to say that money can't buy you happiness.
We've heard that phrase a lot, but that doesn't help us understand then what kind of spending will actually make us happy and what kind won't. ROBIN: So we've got a certain limited time on the planet. We're going to spend a third of it sleeping.
We're going to spend another third of it commuting and showering and sitting at a desk and doing somebody else's bidding. That's not a lot of life.
So you think I've got a third, I have a third of my waking hours are mine to do whatever I want. Who am I? It's like it then sends it into an existential question. Who am I? What do I care about?
What do I want the impact of my actions to be? What do I want to learn? What do I want to understand? What do I want to feel, taste, touch? What do I want in what Mary Oliver calls my one wild and precious life.
NORTON: What we tend to find when we look at the data is that the biggest category of things that people spend on is stuff for themselves.
Of course we need to pay rent or our mortgage. We need to have a car. We need to have food and clothes, but it seems as though people are spending an inordinate amount of their money on stuff for themselves. And the biggest problem from out standpoint as psychologists is the percent of money that you spend on stuff for yourself is completely uncorrelated with how happy you are with your life.
It doesn't make you unhappy. It's not like if you buy a lot of stuff you're miserable which sometimes we think is the case.
It's just the case that it's flat. No matter how much it seems you buy for yourself, nothing really seems to happen. ROBIN: Once people start to pay attention to the flow of money and stuff in their lives in this way their consumption drops by about 20-25 percent naturally because that's the amount of unconsciousness that you have in your spending.
So, when you become conscious that falls away and many people say they don't even know what they used to spend their money on. They just oh, surprise. I'm spending less. I don't know how that happened. I just paid attention.
I just asked myself is this purchase of something making me happy. NORTON: When you focus on other people you sort of reverse the arrow from me to you, it seems that on average when people give to others which can be giving to charity, it can be treating a friend to lunch.
It can be buying people gifts. Those actions of giving rather than keeping seem to be associated with more happiness. But another opposite of stuff for yourself is to think about changing, you can still spend on yourself but change from stuff to something else.
And lots of research over the last decade has shown that on average when people buy experiences it tends to pay off in more happiness than buying stuff for themselves. Often when we buy stuff for ourselves we end up by ourselves with our stuff. Think of yourself on your phone playing a videogame, whatever else it might be. You're often alone with your stuff. Whereas experiences yes, we do some experiences solo, but many, many experiences have built into them that they're social.
If we go out to dinner or go see a movie or go on a hike, whatever else it might be, now we're with other people. It turns out that talking to other people makes us happy. Even casual interactions with other people make us happier than sitting by ourselves in a room. Teaching children about money BRUCE FEILER: Eighty percent of children, eight zero, get to college having never had a conversation with their parents about money.
Where it comes from, how it's earned, how it's spent, what debt is.
You can't just give your kids, launch them into their lives without giving them the tools. So I went to what I thought would be the smartest people to talk to about this – Warren Buffett's bankers. They advise the wealthiest families in the country and I thought they must know more. They can help my family. It turns out that these wealthy families are making even more mistakes and I walked away from this conversation with a number of takeaways.
Takeaway number one – show them the money. It's incredibly important to talk to children about money at an age appropriate level, but you need to talk. Buffett's banker said to me, ""I spoke to the richest woman in America and she said it's a burden if I tell my children how much money they have."" And he said, ""It's much more of a burden to burden them with ignorance than to burden them with the truth."" Number two, actually try to limit the influence of money.
After doing all this research in our home, we have chores, we have allowance. We do not overlap the two. Because if you do it turns out the kids will do the chores just for the money. You get an allowance as part of being a member of our family, but sorry, someone's got to put the dishes in the dishwasher, someone's got to make their bed. You're part of the team, you have to take care of yourself.
And the last thing is let them make mistakes. Buffett's banker chided me when I told him we were kind of forcing our kids to put their money into different pots – spend, save, give away, et cetera. He said, ""Let them decide for themselves."" And I said, ""But what if they make a mistake? What if they want to buy something and they've spent all their money on candy?
What if they drive into a ditch?"" And his answer was one of my favorite quotes in ""The Secrets of Happy Families."" He said, ""It's much better to make a mistake with a six dollar allowance than a $60,000 a year salary or a $6 million inheritance."" The point is when the kids are young, when the stakes are lower, let them make their own mistakes.
Then you're there to pick them up.
You don't want to get that call when they're 24 and suddenly they're in debt and they've made bad decisions and they're really in a hole. The new road map ROBIN: There's several ways to expand markets. One is you export and another is to educate your citizens to want more than they need.
And then you've got an infinite way to, you've got an infinite market called the endless willingness of people to buy into the story of more is better and keep buying stuff. So that is the old roadmap.
Growth is good, more is better, game over. The new roadmap says that there is something called enough and enough is not sort of like this oppressive ceiling that okay, I've got enough and I can't have anymore. No, enough is this sort of vibrant vital place. What we teach is an awareness about the flow of money and stuff in your life in light of your true happiness and your sense of purpose and values.
And that you're enough point, having enough, is having everything you want and need to have a life you love and full self-expression with nothing in excess.
It's not minimalism, it's not less is more because sometimes more is more. But it's that sweet spot. It's the Goldilocks point. And so enough for me is like one of the absolute fulcrums between the old roadmap for money and the new roadmap for money..
Thanks for your visit!
http://devaysbaezrg.2by2foryou.com
https://youtu.be/0uYnj1i1EQw
https://bit.ly/3LE9vAE
VICKI ROBIN: I was leading a session on a relationship with money. I just was curious about where people were with this at this point. This was in 2016. We had 50 people in the room. We circled up and we went around the room, just say something about your relationship with money.
And I realized every person in that room was in fear about money. From the 80 year old who I know has millions of dollars to the 20 year old who's like already $20,000 in debt. And it just, honestly it infuriated me like what kind of society requires that everybody participate in something that terrifies them. This feels so amiss to me. DANIEL KAHNEMAN: People are not fully rational and they make many choices that if they reflected upon them they would do differently.
There's no question about that. The major tendency is people tend to frame things very narrowly. They take a narrow view of decision making. They look at the problem at hand and they deal with it as if it were the only problem. Very frequently it's a better idea to look at problems as they will recur throughout your life and then you look at the policy that you're to adopt for a class of problems.
Difficult to do would be a better thing. People frame things narrowly in the sense, for example, that they will save and borrow at the same time instead of somehow treating their whole portfolio of assets as one thing. If people were able to take a broader view they would in general make better decisions. So that is certainly one of the weaknesses of human decision making. We call it narrow framing.
Four layers of financial independence ROBIN: First of all, I'd like to distinguish between independence and freedom. So, financial freedom is like freeing your mind. Financial freedom is understanding that I'm me and there's an economy out there and I have a relationship with it but it doesn't run my life. It's freeing my mind from the messages of the consumer culture, the messages of the economy.
The messages that a house is a starter house.
No, that's my house. I could die in my house. It's like there's so many presumptions that drive us into waste slavery, debt, and it doesn't matter whether you are at the low end or the high end. If you are engaged in that sort of anxious process of more, more, more, you are not free. So the first layer of financial independence I talk about is this freedom of the mind.
This freeing your mind. Of saying like I am sovereign. The economy is secondary. I will move my sovereign self into the economy for my own purposes rather than I am a schlump, the economy is my mega-boss and I don't know, my boss seems to be as big as the sky and so I will just let my life be run by my boss and the tax system and I'm just going to let myself be run by this thing.
No.
So you are sovereign beings so that's your first layer of financial independence is your own sovereignty. And then the second layer is to get out of debt. And for some people debt feels endless. And the first step to getting out of debt is stop going into debt. There's many people who have written to us who flatten their debt in a couple of years.
Impossible debt. Debt that was going to be endless. They would die with this debt. And once they see what the debt is doing to them in terms of the actual opportunities, the future opportunities of their lives, that's the sort of link that we try to get people to make so that something in the future is more important than the immediate pleasure of buying one more tchotchke that you're never going to use. And the third level really is to get those six months of savings in liquid assets whether it's bank accounts.
Someplace where you can actually within 24-48 hours you could realize that money. So that you have an emergency fund. So that you are not tumbled back into debt as soon as something happens amiss. You lose a job which, you know, many people now feel that even their very, very important and significant jobs are precarious. So you want to get out of the zone of precariousness and part of how you get out of that precariousness is savings.
And then over time the next layer of financial independence is you start to see that surplus savings can be invested in such a way that it throws off an income. And over time if you become a systematic and sometimes obsessive saver – and you can see, you could chart it. You can watch your passive income grow knowing money is your life energy, you track everything you buy.
And an easy way to do it if you don't like writing in a little notebook every time you do a transaction is just use your debit card. I said debit, not credit.
You use your debit card and your bank has a complete record of all your purchases. Every month you take a look at your purchases, you sort out in categories that apply to your lifestyle. You just look at that and you kind of tell yourself the truth about whether spending your life energy in that way makes a difference. Understanding finance and keeping emotions controlled KAHNEMAN: You need to be numerate for certain kinds of decisions so numerate people have a significant advantage over those who are not. Understanding compound interest makes a huge difference whether you're a credit card borrower or somebody with savings.
People have a very hazy idea of compound interest and it's very detrimental so I would say that first of all you need to be numerate but many people are.
Then you need to frame things broadly. I mean it frequently goes with numeracy but it's not quite the same thing. By taking the broad view it is very important not to have overly strong emotional reactions to events. And what I mean by that is that most of us tend to respond to gains and to losses, to changes that happen in our life.
Actually you're better off if you frame things broadly and you think of you win a few, you lose a few, and you have very limited emotional response to small gains and to small losses. Money can buy happiness — if you spend it right ROBIN: There's so many ways in which we project onto money the ability to not only make us happy but to make us better or better than other people or safe or so many deep, gut level emotional feelings are playing themselves out in our relationship with money.
MICHAEL NORTON: We want more money and we want more happiness so maybe if we get more money we'll get more happiness. And it turns out that the relationship is really a lot more complicated than that. It's not too surprising to say that money can't buy you happiness.
We've heard that phrase a lot, but that doesn't help us understand then what kind of spending will actually make us happy and what kind won't. ROBIN: So we've got a certain limited time on the planet. We're going to spend a third of it sleeping.
We're going to spend another third of it commuting and showering and sitting at a desk and doing somebody else's bidding. That's not a lot of life.
So you think I've got a third, I have a third of my waking hours are mine to do whatever I want. Who am I? It's like it then sends it into an existential question. Who am I? What do I care about?
What do I want the impact of my actions to be? What do I want to learn? What do I want to understand? What do I want to feel, taste, touch? What do I want in what Mary Oliver calls my one wild and precious life.
NORTON: What we tend to find when we look at the data is that the biggest category of things that people spend on is stuff for themselves.
Of course we need to pay rent or our mortgage. We need to have a car. We need to have food and clothes, but it seems as though people are spending an inordinate amount of their money on stuff for themselves. And the biggest problem from out standpoint as psychologists is the percent of money that you spend on stuff for yourself is completely uncorrelated with how happy you are with your life.
It doesn't make you unhappy. It's not like if you buy a lot of stuff you're miserable which sometimes we think is the case.
It's just the case that it's flat. No matter how much it seems you buy for yourself, nothing really seems to happen. ROBIN: Once people start to pay attention to the flow of money and stuff in their lives in this way their consumption drops by about 20-25 percent naturally because that's the amount of unconsciousness that you have in your spending.
So, when you become conscious that falls away and many people say they don't even know what they used to spend their money on. They just oh, surprise. I'm spending less. I don't know how that happened. I just paid attention.
I just asked myself is this purchase of something making me happy. NORTON: When you focus on other people you sort of reverse the arrow from me to you, it seems that on average when people give to others which can be giving to charity, it can be treating a friend to lunch.
It can be buying people gifts. Those actions of giving rather than keeping seem to be associated with more happiness. But another opposite of stuff for yourself is to think about changing, you can still spend on yourself but change from stuff to something else.
And lots of research over the last decade has shown that on average when people buy experiences it tends to pay off in more happiness than buying stuff for themselves. Often when we buy stuff for ourselves we end up by ourselves with our stuff. Think of yourself on your phone playing a videogame, whatever else it might be. You're often alone with your stuff. Whereas experiences yes, we do some experiences solo, but many, many experiences have built into them that they're social.
If we go out to dinner or go see a movie or go on a hike, whatever else it might be, now we're with other people. It turns out that talking to other people makes us happy. Even casual interactions with other people make us happier than sitting by ourselves in a room. Teaching children about money BRUCE FEILER: Eighty percent of children, eight zero, get to college having never had a conversation with their parents about money.
Where it comes from, how it's earned, how it's spent, what debt is.
You can't just give your kids, launch them into their lives without giving them the tools. So I went to what I thought would be the smartest people to talk to about this – Warren Buffett's bankers. They advise the wealthiest families in the country and I thought they must know more. They can help my family. It turns out that these wealthy families are making even more mistakes and I walked away from this conversation with a number of takeaways.
Takeaway number one – show them the money. It's incredibly important to talk to children about money at an age appropriate level, but you need to talk. Buffett's banker said to me, ""I spoke to the richest woman in America and she said it's a burden if I tell my children how much money they have."" And he said, ""It's much more of a burden to burden them with ignorance than to burden them with the truth."" Number two, actually try to limit the influence of money.
After doing all this research in our home, we have chores, we have allowance. We do not overlap the two. Because if you do it turns out the kids will do the chores just for the money. You get an allowance as part of being a member of our family, but sorry, someone's got to put the dishes in the dishwasher, someone's got to make their bed. You're part of the team, you have to take care of yourself.
And the last thing is let them make mistakes. Buffett's banker chided me when I told him we were kind of forcing our kids to put their money into different pots – spend, save, give away, et cetera. He said, ""Let them decide for themselves."" And I said, ""But what if they make a mistake? What if they want to buy something and they've spent all their money on candy?
What if they drive into a ditch?"" And his answer was one of my favorite quotes in ""The Secrets of Happy Families."" He said, ""It's much better to make a mistake with a six dollar allowance than a $60,000 a year salary or a $6 million inheritance."" The point is when the kids are young, when the stakes are lower, let them make their own mistakes.
Then you're there to pick them up.
You don't want to get that call when they're 24 and suddenly they're in debt and they've made bad decisions and they're really in a hole. The new road map ROBIN: There's several ways to expand markets. One is you export and another is to educate your citizens to want more than they need.
And then you've got an infinite way to, you've got an infinite market called the endless willingness of people to buy into the story of more is better and keep buying stuff. So that is the old roadmap.
Growth is good, more is better, game over. The new roadmap says that there is something called enough and enough is not sort of like this oppressive ceiling that okay, I've got enough and I can't have anymore. No, enough is this sort of vibrant vital place. What we teach is an awareness about the flow of money and stuff in your life in light of your true happiness and your sense of purpose and values.
And that you're enough point, having enough, is having everything you want and need to have a life you love and full self-expression with nothing in excess.
It's not minimalism, it's not less is more because sometimes more is more. But it's that sweet spot. It's the Goldilocks point. And so enough for me is like one of the absolute fulcrums between the old roadmap for money and the new roadmap for money..
Thanks for your visit!
http://devaysbaezrg.2by2foryou.com
https://youtu.be/0uYnj1i1EQw
https://bit.ly/3LE9vAE
How To Save BIG Money On Your Business IT Costs
How To Save BIG Money On Your Business IT Costs
Peter Moriarty: Are you a business owner concerned about the rising costs in your business, or maybe you've got a whole bunch of different tech tools, and they're just starting to spin out of control. In this video, I'm going to cover why you should be consolidating your IT costs and some ideas on how you can do that. If you don't know about us, my name is Peter Moriarty. I'm an IT consultant. And we help small and medium sized business owners with their technology strategy.
And we take businesses through a growth roadmap, which is the different stages of Business and Technology strategies for each different stage. Now, on our channel, you'll find other videos in our playlist about how you can learn about the different stages of business, and some key tips for each one of those. But in this video, we're talking about once your tech tools start to get a bit out of control, how can you start to like rein in some of those costs.
And as you scale as a business, what I've found for myself having grown a multimillion dollar recurring revenue business, and we now have over 50 employees across the business, and like literally 10s of 1000s of people that we support, I found that one of the most important disciplines to learn as a business owner is the discipline of finances. And what that means is actually learning the commercial ins and outs of your business and understanding how things work with everything to do with the numbers.
Now, this is something that often business owners will abdicate or just kind of be afraid of managing, it's the kind of thing that because it's not a core competency, people will push that to the side and kind of leave it to the accountant.
But it's something that's really important to develop as an entrepreneur, for you to grow a successful business. Now, one of my favorite books on this is a book called profit first, and I will drop a link to that down below as well if you're interested in that. And that really sets a bit of a foundation for how you should be thinking about the different way that profits and monies kind of flows through the business. Another one is called big profits.
And I'll link to that one down there as well. So let's talk about ways that you can actually reduce some of the expenses in your business or keep a lid on your IT costs. My first tip is to actually do a credit card cut up. Now, that doesn't mean stop using credit cards altogether, because using a credit card can be great for points, especially if you've got large business expenses, it's a great way to rack up points and you can use them for flights or hotels or other things.
But what I mean is to actually cancel and have your credit card re issued you just call up and let them know you lost it and you want to ask for a new number.
And what happens is all of your it subscriptions will stop working right? And you'll get emails and you know, you start getting a letter from zoom saying, Hey, can you please put a new credit card into your account. And what that does is it forces you to actually investigate every one of your tools that you're paying for right now. And so if you haven't used something in the last six months, and you're unlikely to use it in the next 30 days, probably good time to review and switch that one off. And you're going to progressively do that for each one of the tools that you have.
Now cutting up the credit card is a nice reminder, because it's going to prompt you to check in on each one of those. Now, my number two tip is to reduce the number of users that you have in your accounts, what we found is quite often we'll have people start in a business. And when they leave a business, no one kind of goes around and cleans up the users that are left in different accounts. And so if you've got a Google workspace account, you might be keeping the data of an old user who's left the business rather than actually shutting down and stopping paying for that license.
So one of the things that we do if you're a Google workspace user, and you're a concierge member of our support service, we will actually help you to consolidate all users and to archive their data.
What that means is you actually get a safe and secure inside an account where you can access at any time the historical emails and historical files of someone and Google doesn't give you a solution for that out of the box. So that's a nice little tip. If you're using Google workspace that kind of flows on to my next tip, which is asking, Is it possible for you to share users, if you've got multiple staff in the business and maybe multiple people are working on a customer service type role? Could you potentially share users or if you're using something like Canva, if only one person at a time needs to use the account? Well, why not use a tool like LastPass to securely share the password with different team members.
And then from there, you can have multiple people use the one license.
Now, I'm not necessarily advocating that you try and go outside of the terms of use of different online products, like deliberately. But if you can save a few bucks there, by having a couple of people share an account, there might be a smarter way to work rather than paying to license every single user. Now one of the things that we see many business owners who are using Google workspace do is to continue to use I call them double up apps or redundant applications once they've made the switch to Google. And so if you're still using slack as a chat application, when Google has an amazing chat application called Google Chat, or if you're still using Dropbox instead of using Google Drive, or maybe you're using zoom when you could be potentially using Google meet instead.
These are all costs that add up not just for you as a business owner, but also for all of your employees as well. And so I like to do a little bit of an audit of like, Okay, what tools are we using? And could we do these the Google way? Are we still paying for Microsoft Office 365 every year and could we instead use Google format documents inside of Google Drive, which, by the way, now let you edit Microsoft documents for free. So if you're interested in more videos on switching from Microsoft documents over to Google documents, or maybe switching from Dropbox to Google Drive, we've got some more videos on that.
And of course, link them down below for you to check those out.
Now, number five tip is to get rid of your server. For many businesses, I don't know why. But they still have local infrastructure hanging around in their business, either they have like a network harddrive, or they're using someone's PC to share files. Or maybe there's a dedicated server solutions still sitting there.
And they haven't transitioned to cloud apps, or haven't transitioned to using something like Google Drive for all of their files. Now, we know that Google Drive works for terabytes and terabytes of storage. And as long as you configure it correctly, with the right sharing permissions, using the shared drives feature, you can have all of your data protected and secured and available to all of your team members no matter what computer using without having to spend 20, or $30,000 on a service system every three to five years. And so that's my final tip. If you're still a business that's in that era, then have a chat to our team.
And we'll be more than happy to help out with a transition plan to move away from that local infrastructure.
Now, all these tips have been about trying to stop doing things that haphazard way, and consolidate your technology systems so that you can scale. What we know from successful businesses is that they have a simple repeatable process. And they have simple repeatable technology systems that can then allow the business to scale and your technology should really be there to be supporting your team members and empowering your team members to get their jobs done more productively and be able to get their best work done at work.
And so one of the other tools that we use is called cobert CRM.
And what that helps us do is to consolidate our communications, and all of our relationships with different team members. Now, we've produced a number of videos lately on choosing a great CRM system and how important a CRM system is to businesses why it should really be the heart of your business. I'll link those ones down below if you haven't already seen them. But if you haven't had a chat to our team about renewing or reviewing how you're managing your relationships with your customers, with your partners with anyone you're doing a deal with, or just internally tracking your communication with customers in one central location, then maybe it's time to have a chat with our team.
Jump on the offer below and have a chat to our team about copper CRM.
Plenty of great stuff to learn there and I look forward to catching you in the next video..
http://devaysbaezrg.2by2foryou.com
Thanks for your visit!https://youtu.be/_lnB5ZsXxJo
https://bit.ly/3OKzWGG
Peter Moriarty: Are you a business owner concerned about the rising costs in your business, or maybe you've got a whole bunch of different tech tools, and they're just starting to spin out of control. In this video, I'm going to cover why you should be consolidating your IT costs and some ideas on how you can do that. If you don't know about us, my name is Peter Moriarty. I'm an IT consultant. And we help small and medium sized business owners with their technology strategy.
And we take businesses through a growth roadmap, which is the different stages of Business and Technology strategies for each different stage. Now, on our channel, you'll find other videos in our playlist about how you can learn about the different stages of business, and some key tips for each one of those. But in this video, we're talking about once your tech tools start to get a bit out of control, how can you start to like rein in some of those costs.
And as you scale as a business, what I've found for myself having grown a multimillion dollar recurring revenue business, and we now have over 50 employees across the business, and like literally 10s of 1000s of people that we support, I found that one of the most important disciplines to learn as a business owner is the discipline of finances. And what that means is actually learning the commercial ins and outs of your business and understanding how things work with everything to do with the numbers.
Now, this is something that often business owners will abdicate or just kind of be afraid of managing, it's the kind of thing that because it's not a core competency, people will push that to the side and kind of leave it to the accountant.
But it's something that's really important to develop as an entrepreneur, for you to grow a successful business. Now, one of my favorite books on this is a book called profit first, and I will drop a link to that down below as well if you're interested in that. And that really sets a bit of a foundation for how you should be thinking about the different way that profits and monies kind of flows through the business. Another one is called big profits.
And I'll link to that one down there as well. So let's talk about ways that you can actually reduce some of the expenses in your business or keep a lid on your IT costs. My first tip is to actually do a credit card cut up. Now, that doesn't mean stop using credit cards altogether, because using a credit card can be great for points, especially if you've got large business expenses, it's a great way to rack up points and you can use them for flights or hotels or other things.
But what I mean is to actually cancel and have your credit card re issued you just call up and let them know you lost it and you want to ask for a new number.
And what happens is all of your it subscriptions will stop working right? And you'll get emails and you know, you start getting a letter from zoom saying, Hey, can you please put a new credit card into your account. And what that does is it forces you to actually investigate every one of your tools that you're paying for right now. And so if you haven't used something in the last six months, and you're unlikely to use it in the next 30 days, probably good time to review and switch that one off. And you're going to progressively do that for each one of the tools that you have.
Now cutting up the credit card is a nice reminder, because it's going to prompt you to check in on each one of those. Now, my number two tip is to reduce the number of users that you have in your accounts, what we found is quite often we'll have people start in a business. And when they leave a business, no one kind of goes around and cleans up the users that are left in different accounts. And so if you've got a Google workspace account, you might be keeping the data of an old user who's left the business rather than actually shutting down and stopping paying for that license.
So one of the things that we do if you're a Google workspace user, and you're a concierge member of our support service, we will actually help you to consolidate all users and to archive their data.
What that means is you actually get a safe and secure inside an account where you can access at any time the historical emails and historical files of someone and Google doesn't give you a solution for that out of the box. So that's a nice little tip. If you're using Google workspace that kind of flows on to my next tip, which is asking, Is it possible for you to share users, if you've got multiple staff in the business and maybe multiple people are working on a customer service type role? Could you potentially share users or if you're using something like Canva, if only one person at a time needs to use the account? Well, why not use a tool like LastPass to securely share the password with different team members.
And then from there, you can have multiple people use the one license.
Now, I'm not necessarily advocating that you try and go outside of the terms of use of different online products, like deliberately. But if you can save a few bucks there, by having a couple of people share an account, there might be a smarter way to work rather than paying to license every single user. Now one of the things that we see many business owners who are using Google workspace do is to continue to use I call them double up apps or redundant applications once they've made the switch to Google. And so if you're still using slack as a chat application, when Google has an amazing chat application called Google Chat, or if you're still using Dropbox instead of using Google Drive, or maybe you're using zoom when you could be potentially using Google meet instead.
These are all costs that add up not just for you as a business owner, but also for all of your employees as well. And so I like to do a little bit of an audit of like, Okay, what tools are we using? And could we do these the Google way? Are we still paying for Microsoft Office 365 every year and could we instead use Google format documents inside of Google Drive, which, by the way, now let you edit Microsoft documents for free. So if you're interested in more videos on switching from Microsoft documents over to Google documents, or maybe switching from Dropbox to Google Drive, we've got some more videos on that.
And of course, link them down below for you to check those out.
Now, number five tip is to get rid of your server. For many businesses, I don't know why. But they still have local infrastructure hanging around in their business, either they have like a network harddrive, or they're using someone's PC to share files. Or maybe there's a dedicated server solutions still sitting there.
And they haven't transitioned to cloud apps, or haven't transitioned to using something like Google Drive for all of their files. Now, we know that Google Drive works for terabytes and terabytes of storage. And as long as you configure it correctly, with the right sharing permissions, using the shared drives feature, you can have all of your data protected and secured and available to all of your team members no matter what computer using without having to spend 20, or $30,000 on a service system every three to five years. And so that's my final tip. If you're still a business that's in that era, then have a chat to our team.
And we'll be more than happy to help out with a transition plan to move away from that local infrastructure.
Now, all these tips have been about trying to stop doing things that haphazard way, and consolidate your technology systems so that you can scale. What we know from successful businesses is that they have a simple repeatable process. And they have simple repeatable technology systems that can then allow the business to scale and your technology should really be there to be supporting your team members and empowering your team members to get their jobs done more productively and be able to get their best work done at work.
And so one of the other tools that we use is called cobert CRM.
And what that helps us do is to consolidate our communications, and all of our relationships with different team members. Now, we've produced a number of videos lately on choosing a great CRM system and how important a CRM system is to businesses why it should really be the heart of your business. I'll link those ones down below if you haven't already seen them. But if you haven't had a chat to our team about renewing or reviewing how you're managing your relationships with your customers, with your partners with anyone you're doing a deal with, or just internally tracking your communication with customers in one central location, then maybe it's time to have a chat with our team.
Jump on the offer below and have a chat to our team about copper CRM.
Plenty of great stuff to learn there and I look forward to catching you in the next video..
http://devaysbaezrg.2by2foryou.com
Thanks for your visit!https://youtu.be/_lnB5ZsXxJo
https://bit.ly/3OKzWGG
Do NOT Build Multiple Streams of Income - Unless...
Do NOT Build Multiple Streams of Income - Unless...
If you're not making enough money in your business right now and you think you're going to be able to make more through multiple streams of revenue, I hate to break it to you but that's a myth. I want to talk to you about why it's a myth. I want to talk to you about why you should not be trying to build multiple streams of income before you're already successful. And I want to talk to you about what you can do in the meantime to be able to start diversifying your revenue anyway. I’m Tara Wagner, Breakthrough Coach and lifelong entrepreneur.
I help other entrepreneurs to crush their goals, not their soul by mastering the mindset and the skills that allow them to think and act like an entrepreneur. If that sounds like your jam hit the thumbs up button, that helps me out in the algorithm and check out the other videos on my channel after this one. So I know it's a really sexy idea, if you want to make a hundred thousand dollars a year you've got to have multiple streams of income because if you can't get past 30k or 40k on one stream then what are you gonna do, right? And this is the biggest, most dangerous myth out there and it's what keeps most entrepreneurs below six figures and I can only know this for a fact not only because I’ve learned it and seen it from other people but because I made this mistake myself.
My very first business when I started 20 years ago was as a massage therapist and I hit a lid, right?
I couldn't make more than x number of dollars just working independently and so I decided I need more streams of revenue like let's figure out how I can build these multiple streams of income that everybody's talking about. So I went about trying to do just that.
I started contracting other therapists to work with me and expanded from a one-person show to a company and had multiple therapists. I also started in-home spa parties I started doing chair massages at events, we were already doing hotel massages, we were let's see doing chair massages at businesses, oh and I had those spa parties and I decided to sell the products that I was making because obviously I had this image in my mind that these products were just gonna be this like best kept secret and people were gonna share them with everybody and everybody was gonna want them.
And it's such bulls***.
So there's this image in the book Essentialism, if you have not read this you need to read this, but there's this image that really sums this up. You can either go in 10 different directions and really end up going nowhere or you can double down on one direction and get really far. It's really easy to believe that more ideas are required in order to make more money but it's just not true. More money doesn't come from more ideas, more money comes from mastering and expanding on one idea.
Until you get it really, really good to the point where you can pass it off to somebody else on your team and it continues to make money, then moving on and doing the same thing with a new idea.
It's this this concept of building one bridge at a time, if you want to cross the river from where you are now to where you want to get from five figures to six figures you're not going to do that by trying to build 10 bridges across this river, you're never going to finish any of those bridges. Your time and your resources are so minimal, they're so spread thin, that you never actually get it completed you end up burning yourself out.
This was exactly what happened in my business, I was doing 10 million things, none of them very good, because I didn't understand the underlying mechanisms that were necessary to master one revenue stream. And that's the real kicker, if you don't have one revenue stream that is rocking it then you don't have any business trying to do the same thing in another one because all the problems from that first revenue stream are just going to be doubled, if not tripled in the next one. You're not just doubling your time by doubling your ideas, you are quadrupling it because you're increasing the stress with the increase of the problems.
So up until 100k you need to double down on one thing, one idea, one concept maybe you have one product line, that's okay, right? Maybe you have a couple product lines but you need to be focusing on one strategy to be able to build those and until those are done and solid, you need to let go of everything else.
You might need to let go of strategies, you might need to let go of platforms, you might need to let go of some of the things that you're currently offering. If you have too many offers and you're spreading yourself too thin apply the 80/20 Rule. Which of these offers are bringing in 80% of your income?
Let the other ones go, double down on those ones for a while. Master those, master the sales behind it, master the marketing behind it, master the strategies behind it, and once it gets really good then start bringing in the next idea because now you have the skills and the talent and the experience to do the same thing. To duplicate the success, otherwise you're just going to be duplicating your failures and your stress and your worries and your doubts and your lack of self-confidence and ultimately, your burnout rate. Now that being said I am still a really big fan of multiple streams of income even if you're not making 100k because we don't need to put all of our eggs in one basket, right? It's just not safe, it's not sustainable.
We want to be diversifying our income so that we have a little bit more of a security blanket should something happen.
So how do you do this while still focusing on one bridge at a time?
1. Number one: You take a percentage of every dollar you earn, even if it's just 1% and you stick that into your own retirement fund. You pay your future self first.I talked about this in another video on the Money-Making Habits you can check that out in the link above my head or in the description. It is so crucial that you start doing this, that you start investing in a retirement fund, and stocks and things that are going to build up over time.
That you take that money, you ignore it, you pretend like it's no longer there, you put it into a good investment and you allow that to build. I highly encourage you to do this from your very first dollar. Yes, you're taking money and investing it in your business but you want to be taking it and essentially what you're doing is investing it in other businesses by investing it in the market.
This gives you that diversification, it builds the habit so that over time you make sure you maintain that habit and you're ultimately going to have those multiple streams of revenue or multiple streams of income down the road when you really need them.
2. The next thing you can do, in your spare time, is to do really simple things like tripwires or upsells.This means if you're selling a product line on your website now maybe on the checkout page you're adding some simple like “do you want to add this?”, “this would go really well with that”, those sort of things that are completely passive, right?
We're going for totally passive so that you can focus on your main bridges, the main things that you're trying to accomplish with your one offer, your one marketing strategy, and so on.
If you are a service provider or you have an online course or something like that you've probably seen upsells where you get to the checkout page you order something and then it goes to another page that says “Hey! Here's this other thing do you want to add it?” You can do the same thing there, too. You just want to make sure that you're either using something that's already been created, even if it's imperfect, because you don't need to be spending a lot of time and energy on this, or that it's something that you can create literally in one afternoon.
It's short, it's sweet, it's probably an inexpensive add-on but it creates additional passive revenue for you.
3. Another truly passive option would be things like ad revenue. And this applies only in certain circumstances, so for instance, this channel, all the videos on this channel have ads and that creates a passive revenue stream for me. This isn't something that I’m worried about, it's not something that I focus a lot on, it's not something that I count on, it's just a passive revenue stream that's gonna get created through things that I’m already doing anyway.
So maybe you have a blog that you can put ads on, if it doesn't dilute the message or the work that you're doing on that blog. Maybe you've got a YouTube channel you could put ads on, maybe you've got sponsors and you can have them sponsor newsletters. Again what you're going for here is something that's truly passive something that's not going to take any extra time so that you can be putting all of your mental creative energy into that one bridge that you're building until you master it. And then here's the last thing that I want you to know and this is probably the most important: when you go to build a new bridge don't just pick an idea that you like, that you think is sexy, and that you think other people will like. Listen to your audience ask them what they want from you ask them questions get feedback, if you're not doing that then odds are you're not creating something that's going to sell.
Or you're creating something that could sell but it kind of misses the mark because you haven't made sure that it's covering all the bases that they need to be covered. This is what I did in my business. My clients weren't asking for spa parties and spa products, I was just saying “oh I could do this, oh here's a new idea” and that's what most entrepreneurs do. We are idea generating machines but we struggle to follow through on them, in part because there's so many of them. You are going to get to develop the self-discipline of focus, putting the blinders on and just focusing on that one bridge at a time.
And then when it's time to build that next bridge putting your blinders on and focusing just on what your clients or customers are telling you, literally out of their mouth that they want you to create for them.
When you do that that next bridge really starts to take off. So again I know this isn't sexy, I know that this isn't what you want to hear, and I know that this is hard. It is so difficult to choose one idea, one thing. So what do you choose first?
You choose the one that's closest to cash. You choose the one that has the most potential.
And potentially, you choose the one that over time you'll be able to outsource as you grow your team. In other words, you can pass it off to other people who can help you to do that thing. If you're a service provider you choose your one-on-one services because that is always closest to cash and then maybe your next bridge is going to be a one-to-many service.
If you're a product-based business you're looking at your products and you're saying okay which ones are selling the fastest, which ones are selling the most and you're focusing on really mastering the sales around that one first. It wasn't until I mastered this skill, a focus of blinders, of choosing one bridge and mastering that bridge, that I finally broke the six-figure mark and continued to grow from there.
This, by and far, is the most important skill that you can have. Saying no to yourself when you've got lots of excitement over lots of great ideas. It's not that you're not going to do them; you just got to remind yourself it's not the right time yet.
Comment below with patience if you know that that is a character trait that you get to develop if you want to be successful in your business. And if you found this video helpful give it a thumbs up that helps me out as well. Check out the other videos on my channel especially if you're new here and consider subscribing and fist bump in the comments if you made it to the end of this one. Thanks for watching and I’ll see you in the next one..
Thanks for your visit!http://devaysbaezrg.2by2foryou.comhttps://youtu.be/QdGcNCMdVCI
https://bit.ly/383QpoO
If you're not making enough money in your business right now and you think you're going to be able to make more through multiple streams of revenue, I hate to break it to you but that's a myth. I want to talk to you about why it's a myth. I want to talk to you about why you should not be trying to build multiple streams of income before you're already successful. And I want to talk to you about what you can do in the meantime to be able to start diversifying your revenue anyway. I’m Tara Wagner, Breakthrough Coach and lifelong entrepreneur.
I help other entrepreneurs to crush their goals, not their soul by mastering the mindset and the skills that allow them to think and act like an entrepreneur. If that sounds like your jam hit the thumbs up button, that helps me out in the algorithm and check out the other videos on my channel after this one. So I know it's a really sexy idea, if you want to make a hundred thousand dollars a year you've got to have multiple streams of income because if you can't get past 30k or 40k on one stream then what are you gonna do, right? And this is the biggest, most dangerous myth out there and it's what keeps most entrepreneurs below six figures and I can only know this for a fact not only because I’ve learned it and seen it from other people but because I made this mistake myself.
My very first business when I started 20 years ago was as a massage therapist and I hit a lid, right?
I couldn't make more than x number of dollars just working independently and so I decided I need more streams of revenue like let's figure out how I can build these multiple streams of income that everybody's talking about. So I went about trying to do just that.
I started contracting other therapists to work with me and expanded from a one-person show to a company and had multiple therapists. I also started in-home spa parties I started doing chair massages at events, we were already doing hotel massages, we were let's see doing chair massages at businesses, oh and I had those spa parties and I decided to sell the products that I was making because obviously I had this image in my mind that these products were just gonna be this like best kept secret and people were gonna share them with everybody and everybody was gonna want them.
And it's such bulls***.
So there's this image in the book Essentialism, if you have not read this you need to read this, but there's this image that really sums this up. You can either go in 10 different directions and really end up going nowhere or you can double down on one direction and get really far. It's really easy to believe that more ideas are required in order to make more money but it's just not true. More money doesn't come from more ideas, more money comes from mastering and expanding on one idea.
Until you get it really, really good to the point where you can pass it off to somebody else on your team and it continues to make money, then moving on and doing the same thing with a new idea.
It's this this concept of building one bridge at a time, if you want to cross the river from where you are now to where you want to get from five figures to six figures you're not going to do that by trying to build 10 bridges across this river, you're never going to finish any of those bridges. Your time and your resources are so minimal, they're so spread thin, that you never actually get it completed you end up burning yourself out.
This was exactly what happened in my business, I was doing 10 million things, none of them very good, because I didn't understand the underlying mechanisms that were necessary to master one revenue stream. And that's the real kicker, if you don't have one revenue stream that is rocking it then you don't have any business trying to do the same thing in another one because all the problems from that first revenue stream are just going to be doubled, if not tripled in the next one. You're not just doubling your time by doubling your ideas, you are quadrupling it because you're increasing the stress with the increase of the problems.
So up until 100k you need to double down on one thing, one idea, one concept maybe you have one product line, that's okay, right? Maybe you have a couple product lines but you need to be focusing on one strategy to be able to build those and until those are done and solid, you need to let go of everything else.
You might need to let go of strategies, you might need to let go of platforms, you might need to let go of some of the things that you're currently offering. If you have too many offers and you're spreading yourself too thin apply the 80/20 Rule. Which of these offers are bringing in 80% of your income?
Let the other ones go, double down on those ones for a while. Master those, master the sales behind it, master the marketing behind it, master the strategies behind it, and once it gets really good then start bringing in the next idea because now you have the skills and the talent and the experience to do the same thing. To duplicate the success, otherwise you're just going to be duplicating your failures and your stress and your worries and your doubts and your lack of self-confidence and ultimately, your burnout rate. Now that being said I am still a really big fan of multiple streams of income even if you're not making 100k because we don't need to put all of our eggs in one basket, right? It's just not safe, it's not sustainable.
We want to be diversifying our income so that we have a little bit more of a security blanket should something happen.
So how do you do this while still focusing on one bridge at a time?
1. Number one: You take a percentage of every dollar you earn, even if it's just 1% and you stick that into your own retirement fund. You pay your future self first.I talked about this in another video on the Money-Making Habits you can check that out in the link above my head or in the description. It is so crucial that you start doing this, that you start investing in a retirement fund, and stocks and things that are going to build up over time.
That you take that money, you ignore it, you pretend like it's no longer there, you put it into a good investment and you allow that to build. I highly encourage you to do this from your very first dollar. Yes, you're taking money and investing it in your business but you want to be taking it and essentially what you're doing is investing it in other businesses by investing it in the market.
This gives you that diversification, it builds the habit so that over time you make sure you maintain that habit and you're ultimately going to have those multiple streams of revenue or multiple streams of income down the road when you really need them.
2. The next thing you can do, in your spare time, is to do really simple things like tripwires or upsells.This means if you're selling a product line on your website now maybe on the checkout page you're adding some simple like “do you want to add this?”, “this would go really well with that”, those sort of things that are completely passive, right?
We're going for totally passive so that you can focus on your main bridges, the main things that you're trying to accomplish with your one offer, your one marketing strategy, and so on.
If you are a service provider or you have an online course or something like that you've probably seen upsells where you get to the checkout page you order something and then it goes to another page that says “Hey! Here's this other thing do you want to add it?” You can do the same thing there, too. You just want to make sure that you're either using something that's already been created, even if it's imperfect, because you don't need to be spending a lot of time and energy on this, or that it's something that you can create literally in one afternoon.
It's short, it's sweet, it's probably an inexpensive add-on but it creates additional passive revenue for you.
3. Another truly passive option would be things like ad revenue. And this applies only in certain circumstances, so for instance, this channel, all the videos on this channel have ads and that creates a passive revenue stream for me. This isn't something that I’m worried about, it's not something that I focus a lot on, it's not something that I count on, it's just a passive revenue stream that's gonna get created through things that I’m already doing anyway.
So maybe you have a blog that you can put ads on, if it doesn't dilute the message or the work that you're doing on that blog. Maybe you've got a YouTube channel you could put ads on, maybe you've got sponsors and you can have them sponsor newsletters. Again what you're going for here is something that's truly passive something that's not going to take any extra time so that you can be putting all of your mental creative energy into that one bridge that you're building until you master it. And then here's the last thing that I want you to know and this is probably the most important: when you go to build a new bridge don't just pick an idea that you like, that you think is sexy, and that you think other people will like. Listen to your audience ask them what they want from you ask them questions get feedback, if you're not doing that then odds are you're not creating something that's going to sell.
Or you're creating something that could sell but it kind of misses the mark because you haven't made sure that it's covering all the bases that they need to be covered. This is what I did in my business. My clients weren't asking for spa parties and spa products, I was just saying “oh I could do this, oh here's a new idea” and that's what most entrepreneurs do. We are idea generating machines but we struggle to follow through on them, in part because there's so many of them. You are going to get to develop the self-discipline of focus, putting the blinders on and just focusing on that one bridge at a time.
And then when it's time to build that next bridge putting your blinders on and focusing just on what your clients or customers are telling you, literally out of their mouth that they want you to create for them.
When you do that that next bridge really starts to take off. So again I know this isn't sexy, I know that this isn't what you want to hear, and I know that this is hard. It is so difficult to choose one idea, one thing. So what do you choose first?
You choose the one that's closest to cash. You choose the one that has the most potential.
And potentially, you choose the one that over time you'll be able to outsource as you grow your team. In other words, you can pass it off to other people who can help you to do that thing. If you're a service provider you choose your one-on-one services because that is always closest to cash and then maybe your next bridge is going to be a one-to-many service.
If you're a product-based business you're looking at your products and you're saying okay which ones are selling the fastest, which ones are selling the most and you're focusing on really mastering the sales around that one first. It wasn't until I mastered this skill, a focus of blinders, of choosing one bridge and mastering that bridge, that I finally broke the six-figure mark and continued to grow from there.
This, by and far, is the most important skill that you can have. Saying no to yourself when you've got lots of excitement over lots of great ideas. It's not that you're not going to do them; you just got to remind yourself it's not the right time yet.
Comment below with patience if you know that that is a character trait that you get to develop if you want to be successful in your business. And if you found this video helpful give it a thumbs up that helps me out as well. Check out the other videos on my channel especially if you're new here and consider subscribing and fist bump in the comments if you made it to the end of this one. Thanks for watching and I’ll see you in the next one..
Thanks for your visit!http://devaysbaezrg.2by2foryou.comhttps://youtu.be/QdGcNCMdVCI
https://bit.ly/383QpoO
STRANGE Secrets In US Money
STRANGE Secrets In US Money
Where did your money come from? What symbols hide in plain sight on the one dollar bill? Find out as we look at Strange Secrets In US Money. This video is brought to you by the Joe Jillions channel, check out more of our content at the end of this video!
Number 10.Where's George? Dollar bills see such circulation that transactions often take them across the United States and beyond. The journey of American currency is long and full of twists and turns, leading to a curiosity in the public as to where that money's been and where it's at...a curiosity that has since been quenched thanks to website wheresgeorge.com.
By visiting Where's George?, users can input their bill's Serial number to find out where it's been and report their own location to update information. This fun feature is reserved just for one dollar bills, though, and not every bill in circulation has been reported.
Number 9. Peace or Conflict Many symbols appear on the one dollar bill, but few as poetic as the contents filling the eagle's talons on the back right side of the bank note. The pose features the national bird clutching a bundle of arrows and an olive branch in its grip, one in each claw. This image, the Great Seal of the United States, dates back to 1782, and can be seen today on a number of official documents such as passports and embassy placards.It was originally used in currency on the backs of coins, but after 1935, it began to see use on the dollar bill.
The significance of the items in its grip are that they are symbolic of military aggression and diplomatic negotiation, two powers at odds with one another and yet wielded by the same entity. The eagle, in this instance, symbolizes Congress and its power to implement both.
Number 8. Lucky 13 The number thirteen typically has a negative connotation due to its superstitious relation to bad luck. Beliefs revolving around the unlucky numeral run so deep that hotels often avoid owning a thirteenth floor or even a room thirteen.
So it might seem worrisome when examining a one dollar bill as this number appears consistently on the bank note in a variety of ways. You can find it all over the Great Seal, with olive branch leaves, olive branch fruits, arrows, bars on the shield, and stars over the eagle all totaling thirteen. The iconic pyramid on the back of the bill has thirteen steps and even the two latin phrases on the dollar, "E Pluribus Unum" and "Annuit Coeptis", both feature thirteen letters! This doesn't mean your one dollar bills are cursed though as the reason for this number stretches back to the very beginning of United States when the country began as thirteen colonies.
Number 7.Folded Messages Symbols decorate U.S.Currency entirely, with emblems of patriotism and historical significance making their way onto every inch of a bill's surface. But some concealed messages require a bit more thinking outside the box. Examining the various bills found in America reveals a somewhat wide array of phrases and words featured on the money.
One artist has turned this opportunity into a form of expression, contorting, twisting, and folding bills to create nearly whatever phrase he wants. Iconic lines like "Nothing to Fear", "Resistance is Futile" and "Don't Tread On Me" make up Dan Tague's catalog. As an artist, Tague draws on current events, politics, famous slogans, and popular music for inspiration to craft messages that reflect America from the very fuel that drives it. His work can be found on public display at exhibitions and collections around the world, as well as online for purchase. But just because he's an expert at the technique doesn't mean you can't try this yourself at home.With all the possibilities, you may even find a new folded phrase entirely.
Number 6. Roman Numerals & Latin Language While much of American history has been told through the portrayal of English-speaking forefathers, much of the symbolism found on government property like architecture, documents, seals, and elsewhere features Latin phrases and Roman numbering. For example, under the unfinished pyramid on the back of the dollar bill are the roman numerals MDCCLXXVI, which translate to 1776, the birth date of America. The Latin mottos adorning the bill represent the righteousness and fateful path of the United States since its inception.
The pyramid features two statements: "Annuit Coeptis" and "Novus Ordo Seclorum", which roughly translate to "God has favored our undertaking" and "a New World Order" respectively. Then, along the eagle's banner in the Great Seal, the phrase "E Pluribus Unum" speaks to the unity of the country with the statement "out of many, one". As a republic, many of the nation's principles derive from the Roman republic, and as such, the use of Latin and Roman symbols pays homage to America's predecessors...along with giving the presentation a bit more prestige.
Number 5. Federal Reserve America's money is produced in the Federal Reserve, which is America's central banking system. Individual Federal Reserve Banks can be found across the country, with twelve in total occupying distinct regions of the nation. These Federal banks reside in the following cities, from East to West coast: Boston, New York City, Philadelphia, Cleveland, Richmond, Atlanta, Chicago, St.
Louis, Minneapolis, Kansas City, Dallas, and San Francisco. These locations collectively print billions of notes a year, and perhaps surprisingly, each one is printed with a specific indicator of their origin city. That means no matter which of the individual notes you might receive, you'll always be able to figure out the bank that produced it and it's as simple as knowing your A-B-Cs! Lettered A1 through L12, these designations can be found on the face of each bill, whether one dollar or one hundred.
They each correspond to one of the Federal Reserve's banks, beginning from the East coast heading West.
Number 4. Faces & Forms Some of the secrecy revolving around the design of U.S. money comes from the shapes, forms, and oddities seen when deeply scrutinizing the bill's surface. Each bill contains a net-like pattern tracing the outside of the bill in a three-dimensional form, and the intricacies of its structure have lead many to find hidden forms in plain sight.
One such symbol is the Maltese Cross, an emblem associated with the chivalric order of the Knights of Malta. It appears behind the word and number one in the top left corner of the back of a single bill. This is often tossed up to coincidence by most, but the reach of the organization is still somewhat widespread today, albeit in the name of public service and religious promotion.
Another form seen in the dollar's design is the Hindu goddess Shiva. Near the bottom left side of the back of the bill is a form that vaguely resembles the "Destroyer" deity with her traditional hair in a bun.
But classically, the United States has shown little influence and connection with the Eastern religion, so this one is most likely pure chance. One other popular visual spotted on the one dollar bill is what appears to be a face in the stones of the pyramid. The supposed eyes, mouth, and jawline of the form have caught on with internet users for its strange similarity to the popular "forever alone" meme.
Number 3. Incomplete Pyramid On the reverse side of the dollar bill is the other half of the Great Seal of the United States in the form of the iconic unfinished pyramid.It began to see use with the adoption of the Great Seal in 1782 due to the popularity of "pendant seals" at the time, all of which had two sides.
Stated initially as a symbol of America's assumed "strength and duration", this imagery was plainly inspired by the great pyramids of Egypt. The forefathers of the American Revolution saw themselves as architects of a sort, having laid the foundation for the construction of a great nation. Hence the pyramid left unfinished. But atop this emblematic structure is something in place of a pointed top: The Eye of Providence.
Closely tied to the secret society known as the Freemasons, The Eye of Providence is a Christian depiction of the eye of God, but it has deeper meaning when combined with the Masonry belief that the creator is the Great Architect of the Universe. Add this with the unfinished Pyramid and other architectural metaphors within the symbol and it's easy to see why many take this as a clue of the Freemasons involvement in the origin of the United States.
Number 2. Enigmatic Symbol Much of the layered symbolism on U.S.currency is deep, meaningful, and can be easily traced back to its origin with a little historical knowledge and cryptology know-how.
But one strange symbol that has shown up on the one dollar bill isn't quite as clear-cut as the rest. In the top right corner of the one dollar bill, near the top left corner of the crest surrounding the number 1 is a small form unnoticeable on first glance. But with the help of a magnifying glass, you can get a clearer picture of what appears to either be a spider or an owl, according to most.
An owl could make sense to some, as those who've already bought into the Freemasonry relation would recognize the secret society's commonly used bestial icon.
Others, though, see the spider, especially given how much of the design around the edge of dollar bills bears a resemblance to webbing. But one other hypothesis about this symbol sounds a bit more believable. The web-like design creates little peaks, as can be seen in a couple places at the bottom of the one dollar bill. The very tip of one of these pinnacles is all that sticks out from behind the crest surrounding the number one, thus creating the illusion of a small bird or insect peeking over the ledge!
Number 1.Security Features To safeguard against counterfeiting, the Federal government has equipped individual bills with some security measures that can be easily identified. While most denominations have some means of validating authenticity, the hundred dollar bill has the most protection. It has features such as a 3D ribbon woven into the paper from front to back, a portrait watermark of Benjamin Franklin, color shifting ink, raised print lettering, and a security thread that runs through the bill that turns visibly pink in UV light.
Comparatively, the one dollar bill has nearly zero security measures, though the cost to make a counterfeit would in most cases outweigh its worth! If you liked the video please give it a thumbs up and then check out this other video over on the Joe Jillions channel. https://elacmoneybasy.es/icee
Thanks for watching!.
https://youtu.be/J3YRTY94ZNw
https://bit.ly/37UhuuS
Where did your money come from? What symbols hide in plain sight on the one dollar bill? Find out as we look at Strange Secrets In US Money. This video is brought to you by the Joe Jillions channel, check out more of our content at the end of this video!
Number 10.Where's George? Dollar bills see such circulation that transactions often take them across the United States and beyond. The journey of American currency is long and full of twists and turns, leading to a curiosity in the public as to where that money's been and where it's at...a curiosity that has since been quenched thanks to website wheresgeorge.com.
By visiting Where's George?, users can input their bill's Serial number to find out where it's been and report their own location to update information. This fun feature is reserved just for one dollar bills, though, and not every bill in circulation has been reported.
Number 9. Peace or Conflict Many symbols appear on the one dollar bill, but few as poetic as the contents filling the eagle's talons on the back right side of the bank note. The pose features the national bird clutching a bundle of arrows and an olive branch in its grip, one in each claw. This image, the Great Seal of the United States, dates back to 1782, and can be seen today on a number of official documents such as passports and embassy placards.It was originally used in currency on the backs of coins, but after 1935, it began to see use on the dollar bill.
The significance of the items in its grip are that they are symbolic of military aggression and diplomatic negotiation, two powers at odds with one another and yet wielded by the same entity. The eagle, in this instance, symbolizes Congress and its power to implement both.
Number 8. Lucky 13 The number thirteen typically has a negative connotation due to its superstitious relation to bad luck. Beliefs revolving around the unlucky numeral run so deep that hotels often avoid owning a thirteenth floor or even a room thirteen.
So it might seem worrisome when examining a one dollar bill as this number appears consistently on the bank note in a variety of ways. You can find it all over the Great Seal, with olive branch leaves, olive branch fruits, arrows, bars on the shield, and stars over the eagle all totaling thirteen. The iconic pyramid on the back of the bill has thirteen steps and even the two latin phrases on the dollar, "E Pluribus Unum" and "Annuit Coeptis", both feature thirteen letters! This doesn't mean your one dollar bills are cursed though as the reason for this number stretches back to the very beginning of United States when the country began as thirteen colonies.
Number 7.Folded Messages Symbols decorate U.S.Currency entirely, with emblems of patriotism and historical significance making their way onto every inch of a bill's surface. But some concealed messages require a bit more thinking outside the box. Examining the various bills found in America reveals a somewhat wide array of phrases and words featured on the money.
One artist has turned this opportunity into a form of expression, contorting, twisting, and folding bills to create nearly whatever phrase he wants. Iconic lines like "Nothing to Fear", "Resistance is Futile" and "Don't Tread On Me" make up Dan Tague's catalog. As an artist, Tague draws on current events, politics, famous slogans, and popular music for inspiration to craft messages that reflect America from the very fuel that drives it. His work can be found on public display at exhibitions and collections around the world, as well as online for purchase. But just because he's an expert at the technique doesn't mean you can't try this yourself at home.With all the possibilities, you may even find a new folded phrase entirely.
Number 6. Roman Numerals & Latin Language While much of American history has been told through the portrayal of English-speaking forefathers, much of the symbolism found on government property like architecture, documents, seals, and elsewhere features Latin phrases and Roman numbering. For example, under the unfinished pyramid on the back of the dollar bill are the roman numerals MDCCLXXVI, which translate to 1776, the birth date of America. The Latin mottos adorning the bill represent the righteousness and fateful path of the United States since its inception.
The pyramid features two statements: "Annuit Coeptis" and "Novus Ordo Seclorum", which roughly translate to "God has favored our undertaking" and "a New World Order" respectively. Then, along the eagle's banner in the Great Seal, the phrase "E Pluribus Unum" speaks to the unity of the country with the statement "out of many, one". As a republic, many of the nation's principles derive from the Roman republic, and as such, the use of Latin and Roman symbols pays homage to America's predecessors...along with giving the presentation a bit more prestige.
Number 5. Federal Reserve America's money is produced in the Federal Reserve, which is America's central banking system. Individual Federal Reserve Banks can be found across the country, with twelve in total occupying distinct regions of the nation. These Federal banks reside in the following cities, from East to West coast: Boston, New York City, Philadelphia, Cleveland, Richmond, Atlanta, Chicago, St.
Louis, Minneapolis, Kansas City, Dallas, and San Francisco. These locations collectively print billions of notes a year, and perhaps surprisingly, each one is printed with a specific indicator of their origin city. That means no matter which of the individual notes you might receive, you'll always be able to figure out the bank that produced it and it's as simple as knowing your A-B-Cs! Lettered A1 through L12, these designations can be found on the face of each bill, whether one dollar or one hundred.
They each correspond to one of the Federal Reserve's banks, beginning from the East coast heading West.
Number 4. Faces & Forms Some of the secrecy revolving around the design of U.S. money comes from the shapes, forms, and oddities seen when deeply scrutinizing the bill's surface. Each bill contains a net-like pattern tracing the outside of the bill in a three-dimensional form, and the intricacies of its structure have lead many to find hidden forms in plain sight.
One such symbol is the Maltese Cross, an emblem associated with the chivalric order of the Knights of Malta. It appears behind the word and number one in the top left corner of the back of a single bill. This is often tossed up to coincidence by most, but the reach of the organization is still somewhat widespread today, albeit in the name of public service and religious promotion.
Another form seen in the dollar's design is the Hindu goddess Shiva. Near the bottom left side of the back of the bill is a form that vaguely resembles the "Destroyer" deity with her traditional hair in a bun.
But classically, the United States has shown little influence and connection with the Eastern religion, so this one is most likely pure chance. One other popular visual spotted on the one dollar bill is what appears to be a face in the stones of the pyramid. The supposed eyes, mouth, and jawline of the form have caught on with internet users for its strange similarity to the popular "forever alone" meme.
Number 3. Incomplete Pyramid On the reverse side of the dollar bill is the other half of the Great Seal of the United States in the form of the iconic unfinished pyramid.It began to see use with the adoption of the Great Seal in 1782 due to the popularity of "pendant seals" at the time, all of which had two sides.
Stated initially as a symbol of America's assumed "strength and duration", this imagery was plainly inspired by the great pyramids of Egypt. The forefathers of the American Revolution saw themselves as architects of a sort, having laid the foundation for the construction of a great nation. Hence the pyramid left unfinished. But atop this emblematic structure is something in place of a pointed top: The Eye of Providence.
Closely tied to the secret society known as the Freemasons, The Eye of Providence is a Christian depiction of the eye of God, but it has deeper meaning when combined with the Masonry belief that the creator is the Great Architect of the Universe. Add this with the unfinished Pyramid and other architectural metaphors within the symbol and it's easy to see why many take this as a clue of the Freemasons involvement in the origin of the United States.
Number 2. Enigmatic Symbol Much of the layered symbolism on U.S.currency is deep, meaningful, and can be easily traced back to its origin with a little historical knowledge and cryptology know-how.
But one strange symbol that has shown up on the one dollar bill isn't quite as clear-cut as the rest. In the top right corner of the one dollar bill, near the top left corner of the crest surrounding the number 1 is a small form unnoticeable on first glance. But with the help of a magnifying glass, you can get a clearer picture of what appears to either be a spider or an owl, according to most.
An owl could make sense to some, as those who've already bought into the Freemasonry relation would recognize the secret society's commonly used bestial icon.
Others, though, see the spider, especially given how much of the design around the edge of dollar bills bears a resemblance to webbing. But one other hypothesis about this symbol sounds a bit more believable. The web-like design creates little peaks, as can be seen in a couple places at the bottom of the one dollar bill. The very tip of one of these pinnacles is all that sticks out from behind the crest surrounding the number one, thus creating the illusion of a small bird or insect peeking over the ledge!
Number 1.Security Features To safeguard against counterfeiting, the Federal government has equipped individual bills with some security measures that can be easily identified. While most denominations have some means of validating authenticity, the hundred dollar bill has the most protection. It has features such as a 3D ribbon woven into the paper from front to back, a portrait watermark of Benjamin Franklin, color shifting ink, raised print lettering, and a security thread that runs through the bill that turns visibly pink in UV light.
Comparatively, the one dollar bill has nearly zero security measures, though the cost to make a counterfeit would in most cases outweigh its worth! If you liked the video please give it a thumbs up and then check out this other video over on the Joe Jillions channel. https://elacmoneybasy.es/icee
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Sunday, May 1, 2022
10 MIND BLOWING Secrets In US Dollars!
10 MIND BLOWING Secrets In US Dollars!
From hidden symbols and animals to the true meaning of the 'Eye of Providence'. Today we look at 10 Mind-Blowing Secrets in US Dollars! Number 10. "Loaded With Latin" Everything sounds much more regal and official when it is put into Latin. When the founding fathers were orchestrating the beginnings of the United States they not only knew this, but they also wanted to set a high standard as they were attempting to be the first true republic in hundreds of years.
One of the ways to do this and to also pay tribute to the Roman and Greek Republics of the past was by incorporating latin phrases into our currency. Needless to say, they went all out with this concept in the dollar bill, as if you take a quick glance at it you will see several American mottos in latin.
Around what has become a highly recognizable symbol to Americans, the Eye and Pyramid (known as the Eye of Providence) there are two such phrases. Above it is the phrase 'Annuit Coeptis' which translates to 'He approves of our undertakings' which sounds quite nefarious at first, especially if you are believer in the Freemason and Illuminati conspiracies, but they are probably just talking about God. Underneath the pyramid is the phrase 'Novus Ordo Seclorum' which translates to 'a new order of the ages' which is believed to be referring to the establishment of a new type of government, though one could see how conspiracy theorists believe this points to the "New World Order".
In the banner that is in the beak of the Eagle on the back, you may recognize the latin phrase 'E. Pluribus Unum', which means 'one from many' and is talking about the thirteen colonies coming together to form one nation. The last bit of latin on the dollar bill isn't a phrase but a date. It is kind of hard to spot at first but if you look closely at the base of the pyramid you will see the Roman Numerals MDCCLXXVI which in English numerals is the year 1776, the year the Declaration of Independence was signed. Number 9."Something's Missing" There have been a lot conspiracy theories and mysteries involving other bills than just the one the dollar bill and one of them involves five dollar bill.
Theorists have been quick to point out that in the picture of the Lincoln Memorial on the back of the bill only 26 states are listed whereas there should be 48 as this is how many states there were when the monument was constructed. People have been quick to jump to the conclusion that the number 26 or the names of the states listed must mean something bigger in the grand scheme of things. But the truth is on the actually memorial in Washington D.C.the other states are listed on the sides. So that's why they can't be seen on the five. Number 8. "Hidden Critters" This curious aspect of the one-dollar bill isn't as easy to debunk as some of conspiracy theories revolving around US currency. If you look extremely closely, and we mean magnifying glass close, outside of the top left part of the ornate border that surrounds the number one on the right side of the bill you will see an odd looking figure.
Some say that the image is of a skull and some say it is a spider but the most common thing that people think it is, is an owl. What is the significance of this hidden critter? Well as it turns out the owl is considered to be one of the main symbols of the Freemasons, the secret and powerful brotherhood that many of the founding fathers are believed to have belonged. The Freemasons believe that the owl represents reincarnation because they are nocturnal and according to legends, owls contain the souls of people who have passed away who are waiting until morning to find a new body. Though less fantastical, they have also long been symbols of wisdom, the pursuit of which is a common theme in Freemasonry and the Illuminati.
Number 7 "Money Makings" One secret that you probably weren't aware of lies in what material the dollar bill is actually made out of.
You may have wondered how something made out of paper can withstand so much wear and tear over the years and not disintegrate like normal paper would. Well, this is because U.S. paper currency isn't made out of paper at all, rather a combination of seventy-five percent cotton and twenty-five percent linen, which give it superior durability to plain old paper.
These bills are also required to have red and blue fibers woven into the tight fabric for added security. The average dollar bill lasts around six years, whereas if it was made of paper it probably wouldn't last more than a year under the conditions our money experiences. Number 6. "Letter Code" Unless you are completely oblivious to what you are putting in your wallet you have probably noticed the circular stamp-looking marking with a letter inside of it on the dollar bill.
This is is the Federal Reserve Seal and the letter inside of it represents the reserve bank that ordered the bill.
The number next to the seal, called the Federal Reserve District Number also corresponds to this bank. There are twelve of these banks across the country and each of them represents a different region of the country. If you see the letter 'A' and the number '1' this means the bill was ordered by the bank in Boston. If you see the letter 'L' and the number '12' the bill was ordered by the bank in San Francisco. Number 5.
"Lucky 13" Beyond just the Federal Reserve Seal and District Number the dollar bill is chock full of numbers and letters making it the focal point of many conspiracy theories from numerologists. One aspect of the bill that can be agreed on by these numerologists and historians is the fact that the founding fathers were obsessed with the number '13'.
Though there are theories that say otherwise there is a fairly obvious reason for the fascination--there were thirteen original colonies. When studying a dollar bill you can start to see that not only did the designer of the bill want the thirteen colonies represented in our currency they wanted to hit people over the head with the number. In the great seal the number thirteen is referenced in seven different ways.
On the shield in front of the eagle there are thirteen horizontal and thirteen vertical stripes. In the eagle's talons it is clutching an olive branch with thirteen berries and thirteen arrows. Above the eagle's head are thirteen stars and the pyramid in the Eye of Providence has thirteen steps. Many numerologists and conspiracy theorists will tell you that you are silly for thinking only of the thirteen colonies when looking at this repetition, as the number thirteen has long had satanic connotations.
Number 4.
"No Forge Fiber" You have probably noticed the vibrant blue security strips on the new 100 dollar bill but did you know that all dollar bills except singles have a hidden security thread like this? It is one of the biggest secrets that is keeping counterfeiters at bay and the technology for them is constantly improving. These threads, that can only be seen using ultraviolet light are embedded in the fibers of the bills and placed at different locations depending on the bills denomination. Each bill also has its own special color. The thread on a five dollar bill is blue, it's orange on a ten, green on a twenty, yellow on a fifty and in addition to the visible blue one on a hundred dollar bill there is a hidden one to the left of Benjamin Franklin's face that is purple.
Speaking of the blue 3D strip that is on the old C-Note, the treasury may start putting these strips on all denominations in the future as it has proven so incredibly difficult to replicate by counterfeiters. One of the main reasons why the thread is so effective is that it is holographic, if you bend the bill back and forth you will see the tiny '100s' labeled on the thread, turn into the liberty bell. Number 3. "Eye of Providence" One of the most conspiracy provoking elements of the dollar bill is that of the Eye of Providence. Not only is it considered a blatant acknowledgement that the treasury and our country is run by the freemasonry, but also apparently it has satanic imagery in it as well.
We will start off with the historical reasoning behind the symbol. This image also known as the 'eye of god' or the 'all-seeing eye' and has been using in several forms by Christians for hundreds of years, well before the founding of the United States. The triangle border around the eye is meant to represent the holy trinity. You can see uses of this eye in churches, cathedrals and government buildings dating back to the Holy Roman Empire. The symbol has been mainly used to signify that whatever the eye is emblazoned on has the blessing of god.
Now, it is true that the symbol has been used by the Freemasons since 1797, but the problem is the use of the Eye of Providence on The Great Seal predates this by five years.
Still, conspiracy theorists suggest that the link is no coincidence. There are also several theories that suggest that when draw lines from the 'a' to the 's' in 'annuit coeptis' to the letter 'o' in 'novus ordo seclorum' and then back to form a triangle and then highlight the outline of the pyramid that a pentagram is made aka Satan's favorite shape. Not only that, but when you add the letters that the bottom corners of the pyramid are touching--'n' and 'm'-- to 'a','o' and 's' it spells out MASON. Number 2.
"Security Stars" You have probably seen this next extremely important secret but not realized it. What is known as the EURion Constellation, is a set of five small rings that are placed next to each other and look similar to that of Orion's Belt. This marker is not only on all US paper currency but in a vast majority of the banknotes throughout the world. This constellation is used as an indicator that the bill is in fact real currency, for several types of machines.
It's main function is to recognize the banknote and stop the machine from copying it.
The pattern has mysterious origins as no one outside of those who were producing currency were aware of its existence until 2002 when a security researcher was trying to figure out why his color copier wouldn't copy a banknote for 10 Euros. All the signs point to it first being implemented in the late 1990s as a Japanese company released a patent for the design and correlating detection algorithm in 1995. If you have a twenty dollar bill on hand you can find several EURion constellations hiding in the miniature '20s' on the back left side. Number 1."Super Eagle" The proud American Bald Eagle of The Great Seal is one of the most analyzed and dissected parts of the one dollar bill.
Though some of the theories surrounding the imagery in the depiction of this majestic bird are radical, some of the hidden meanings are intentional. We'll start with the history. You may have wondered why the shield in front of the Eagle seems to be floating in mid-air, well this was designed to represent the idea that the U.S. citizens should be self-sufficient.
On the shield, the lines going up-and-down are meant to stand for the states, while the bars going side-to-side are for the federal government which binds the states together.
In the Eagle's clutches are a branch of olives on one side and arrows on the other, these symbolize the balance of war and peace. Initially the arrows were in the Eagle's left talon, the side that the Eagle was facing, but the press and politicians over in Europe were fearful that this showed the U.S.'s true intentions.
So, instead of arguing with them, they switched the sides the olive branch and arrows were on. When you focus in on the smaller details you can see where the hard facts end and the theories start. For instance, there are those who claim that the number of feathers on the Eagle's right wing, 32, are put there to symbolize the number of degrees or levels that one can achieve as a Scottish Rite Freemason. There are also theories that suggest the nine tail feathers on the Eagle represent the 9 spheres of heaven which is part of Illuminati lore..
https://elacmoneybasy.es/icee
Thanks for your visit!
https://youtu.be/9DSjpCk4pKI
https://bit.ly/3s554qM
From hidden symbols and animals to the true meaning of the 'Eye of Providence'. Today we look at 10 Mind-Blowing Secrets in US Dollars! Number 10. "Loaded With Latin" Everything sounds much more regal and official when it is put into Latin. When the founding fathers were orchestrating the beginnings of the United States they not only knew this, but they also wanted to set a high standard as they were attempting to be the first true republic in hundreds of years.
One of the ways to do this and to also pay tribute to the Roman and Greek Republics of the past was by incorporating latin phrases into our currency. Needless to say, they went all out with this concept in the dollar bill, as if you take a quick glance at it you will see several American mottos in latin.
Around what has become a highly recognizable symbol to Americans, the Eye and Pyramid (known as the Eye of Providence) there are two such phrases. Above it is the phrase 'Annuit Coeptis' which translates to 'He approves of our undertakings' which sounds quite nefarious at first, especially if you are believer in the Freemason and Illuminati conspiracies, but they are probably just talking about God. Underneath the pyramid is the phrase 'Novus Ordo Seclorum' which translates to 'a new order of the ages' which is believed to be referring to the establishment of a new type of government, though one could see how conspiracy theorists believe this points to the "New World Order".
In the banner that is in the beak of the Eagle on the back, you may recognize the latin phrase 'E. Pluribus Unum', which means 'one from many' and is talking about the thirteen colonies coming together to form one nation. The last bit of latin on the dollar bill isn't a phrase but a date. It is kind of hard to spot at first but if you look closely at the base of the pyramid you will see the Roman Numerals MDCCLXXVI which in English numerals is the year 1776, the year the Declaration of Independence was signed. Number 9."Something's Missing" There have been a lot conspiracy theories and mysteries involving other bills than just the one the dollar bill and one of them involves five dollar bill.
Theorists have been quick to point out that in the picture of the Lincoln Memorial on the back of the bill only 26 states are listed whereas there should be 48 as this is how many states there were when the monument was constructed. People have been quick to jump to the conclusion that the number 26 or the names of the states listed must mean something bigger in the grand scheme of things. But the truth is on the actually memorial in Washington D.C.the other states are listed on the sides. So that's why they can't be seen on the five. Number 8. "Hidden Critters" This curious aspect of the one-dollar bill isn't as easy to debunk as some of conspiracy theories revolving around US currency. If you look extremely closely, and we mean magnifying glass close, outside of the top left part of the ornate border that surrounds the number one on the right side of the bill you will see an odd looking figure.
Some say that the image is of a skull and some say it is a spider but the most common thing that people think it is, is an owl. What is the significance of this hidden critter? Well as it turns out the owl is considered to be one of the main symbols of the Freemasons, the secret and powerful brotherhood that many of the founding fathers are believed to have belonged. The Freemasons believe that the owl represents reincarnation because they are nocturnal and according to legends, owls contain the souls of people who have passed away who are waiting until morning to find a new body. Though less fantastical, they have also long been symbols of wisdom, the pursuit of which is a common theme in Freemasonry and the Illuminati.
Number 7 "Money Makings" One secret that you probably weren't aware of lies in what material the dollar bill is actually made out of.
You may have wondered how something made out of paper can withstand so much wear and tear over the years and not disintegrate like normal paper would. Well, this is because U.S. paper currency isn't made out of paper at all, rather a combination of seventy-five percent cotton and twenty-five percent linen, which give it superior durability to plain old paper.
These bills are also required to have red and blue fibers woven into the tight fabric for added security. The average dollar bill lasts around six years, whereas if it was made of paper it probably wouldn't last more than a year under the conditions our money experiences. Number 6. "Letter Code" Unless you are completely oblivious to what you are putting in your wallet you have probably noticed the circular stamp-looking marking with a letter inside of it on the dollar bill.
This is is the Federal Reserve Seal and the letter inside of it represents the reserve bank that ordered the bill.
The number next to the seal, called the Federal Reserve District Number also corresponds to this bank. There are twelve of these banks across the country and each of them represents a different region of the country. If you see the letter 'A' and the number '1' this means the bill was ordered by the bank in Boston. If you see the letter 'L' and the number '12' the bill was ordered by the bank in San Francisco. Number 5.
"Lucky 13" Beyond just the Federal Reserve Seal and District Number the dollar bill is chock full of numbers and letters making it the focal point of many conspiracy theories from numerologists. One aspect of the bill that can be agreed on by these numerologists and historians is the fact that the founding fathers were obsessed with the number '13'.
Though there are theories that say otherwise there is a fairly obvious reason for the fascination--there were thirteen original colonies. When studying a dollar bill you can start to see that not only did the designer of the bill want the thirteen colonies represented in our currency they wanted to hit people over the head with the number. In the great seal the number thirteen is referenced in seven different ways.
On the shield in front of the eagle there are thirteen horizontal and thirteen vertical stripes. In the eagle's talons it is clutching an olive branch with thirteen berries and thirteen arrows. Above the eagle's head are thirteen stars and the pyramid in the Eye of Providence has thirteen steps. Many numerologists and conspiracy theorists will tell you that you are silly for thinking only of the thirteen colonies when looking at this repetition, as the number thirteen has long had satanic connotations.
Number 4.
"No Forge Fiber" You have probably noticed the vibrant blue security strips on the new 100 dollar bill but did you know that all dollar bills except singles have a hidden security thread like this? It is one of the biggest secrets that is keeping counterfeiters at bay and the technology for them is constantly improving. These threads, that can only be seen using ultraviolet light are embedded in the fibers of the bills and placed at different locations depending on the bills denomination. Each bill also has its own special color. The thread on a five dollar bill is blue, it's orange on a ten, green on a twenty, yellow on a fifty and in addition to the visible blue one on a hundred dollar bill there is a hidden one to the left of Benjamin Franklin's face that is purple.
Speaking of the blue 3D strip that is on the old C-Note, the treasury may start putting these strips on all denominations in the future as it has proven so incredibly difficult to replicate by counterfeiters. One of the main reasons why the thread is so effective is that it is holographic, if you bend the bill back and forth you will see the tiny '100s' labeled on the thread, turn into the liberty bell. Number 3. "Eye of Providence" One of the most conspiracy provoking elements of the dollar bill is that of the Eye of Providence. Not only is it considered a blatant acknowledgement that the treasury and our country is run by the freemasonry, but also apparently it has satanic imagery in it as well.
We will start off with the historical reasoning behind the symbol. This image also known as the 'eye of god' or the 'all-seeing eye' and has been using in several forms by Christians for hundreds of years, well before the founding of the United States. The triangle border around the eye is meant to represent the holy trinity. You can see uses of this eye in churches, cathedrals and government buildings dating back to the Holy Roman Empire. The symbol has been mainly used to signify that whatever the eye is emblazoned on has the blessing of god.
Now, it is true that the symbol has been used by the Freemasons since 1797, but the problem is the use of the Eye of Providence on The Great Seal predates this by five years.
Still, conspiracy theorists suggest that the link is no coincidence. There are also several theories that suggest that when draw lines from the 'a' to the 's' in 'annuit coeptis' to the letter 'o' in 'novus ordo seclorum' and then back to form a triangle and then highlight the outline of the pyramid that a pentagram is made aka Satan's favorite shape. Not only that, but when you add the letters that the bottom corners of the pyramid are touching--'n' and 'm'-- to 'a','o' and 's' it spells out MASON. Number 2.
"Security Stars" You have probably seen this next extremely important secret but not realized it. What is known as the EURion Constellation, is a set of five small rings that are placed next to each other and look similar to that of Orion's Belt. This marker is not only on all US paper currency but in a vast majority of the banknotes throughout the world. This constellation is used as an indicator that the bill is in fact real currency, for several types of machines.
It's main function is to recognize the banknote and stop the machine from copying it.
The pattern has mysterious origins as no one outside of those who were producing currency were aware of its existence until 2002 when a security researcher was trying to figure out why his color copier wouldn't copy a banknote for 10 Euros. All the signs point to it first being implemented in the late 1990s as a Japanese company released a patent for the design and correlating detection algorithm in 1995. If you have a twenty dollar bill on hand you can find several EURion constellations hiding in the miniature '20s' on the back left side. Number 1."Super Eagle" The proud American Bald Eagle of The Great Seal is one of the most analyzed and dissected parts of the one dollar bill.
Though some of the theories surrounding the imagery in the depiction of this majestic bird are radical, some of the hidden meanings are intentional. We'll start with the history. You may have wondered why the shield in front of the Eagle seems to be floating in mid-air, well this was designed to represent the idea that the U.S. citizens should be self-sufficient.
On the shield, the lines going up-and-down are meant to stand for the states, while the bars going side-to-side are for the federal government which binds the states together.
In the Eagle's clutches are a branch of olives on one side and arrows on the other, these symbolize the balance of war and peace. Initially the arrows were in the Eagle's left talon, the side that the Eagle was facing, but the press and politicians over in Europe were fearful that this showed the U.S.'s true intentions.
So, instead of arguing with them, they switched the sides the olive branch and arrows were on. When you focus in on the smaller details you can see where the hard facts end and the theories start. For instance, there are those who claim that the number of feathers on the Eagle's right wing, 32, are put there to symbolize the number of degrees or levels that one can achieve as a Scottish Rite Freemason. There are also theories that suggest the nine tail feathers on the Eagle represent the 9 spheres of heaven which is part of Illuminati lore..
https://elacmoneybasy.es/icee
Thanks for your visit!
https://youtu.be/9DSjpCk4pKI
https://bit.ly/3s554qM
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