Business Checking Accounts with NO MONTHLY FEES

Business Checking Accounts with NO MONTHLY FEES
I've been used to having plenty of options for free checking for my personal life so I was  really surprised that business checking almost always comes with a pretty hefty monthly fee.  So I went looking for fee-free business checking and thankfully, I found a few good ones. Stick  around to the end and find out which one I chose for my own small business. First up,  let's talk about the online-only options for business checking accounts. Because this is  something that a lot of people are looking for, there have been several startups that have started  to offer people free business checking.
When I went looking through forums, the one that was  most often mentioned was Azlo business checking but unfortunately Azlo closed down in early 2021  and they forced everyone to move their money out of their accounts.
After Azlo, the one you'll hear  mentioned most often is called Novo and Novo seemed pretty great. It has a lot of different  features and there really are no fees with it, so I decided to go ahead and apply for an account  with Novo to check it out and let you know how it went. And I got a response from Novo in only a day  and they said I was denied.
I don't know why I was denied for the account.
I have a legitimate  business. I have good credit. So I wrote to customer service and asked them what was going on. They  said they couldn't tell me anything but I was open to apply again. So I did.
And I was denied again.  And after I searched the internet, I found out I wasn't alone on this. Novo's been denying people  accounts pretty often for no good reason. At least not anything anybody knows. I was also a little  bit nervous about using an online-only bank for my business checking just because I was worried,  what if the same thing happens to Novo that happened to Azlo?
If they close down in a year,  that's going to be a real pain to set things up again with my business checking.
I kind of wanted  to stick to a major bank and almost every single major bank does offer some business checking,  but there are very few that offer one with no fees without a minimum balance. And when you have  a very small, just starting out small business, a minimum balance is not going to work for you.  Bank of America, Chase, Wells Fargo, and PNC all have no options that don't have monthly fees  without a minimum balance, so I didn't think any of those are going to work for those of us with a  tiny business. I did want to point out though that Chase does offer a waiver of the fees if you are a  military veteran.
 
But in my hunt I did find two banks that do offer fee-free business checking,  even for really small businesses. The first is US Bank. They have several levels of checking  and their lowest one does have a zero dollar monthly maintenance fee. This is called the  Silver checking account with US Bank. Now the small catch to this one is that you are limited  to 125 free transactions per statement cycle and 25 free cash deposits per statement cycle.
So transactions do include any kind of transaction including a debit card transaction, ACH,  ATM, anything like that.
But 125 transactions is going to be enough for most really small  businesses and with their account, you do get online and mobile bill pay, you get a debit card,  mobile check deposit. You're also going to get access to US Bank ATMs for free and access to  their local branches if they're near you. And they are a national bank, so there probably is a branch  near you.
The other bank that I found that has fee-free checking for very small businesses is  Huntington Bank.
It is similar to the US Bank in that you are limited in the number of transactions  for free. The Huntington bank account limits you to a hundred monthly transactions for free  and up to five thousand dollars in cash deposits per month. And again those transactions are  every kind of transaction including debit card transactions, ACH transactions,  and ATM transactions. The Huntington account also offers online banking, mobile check deposit,  access to their local ATMs, and local branches.
Huntington Bank is a regional bank  that's headquartered in Columbus, Ohio.
They have branches in 11 states, mostly through the Midwest.  The only fee I found that might apply to me with US Bank and Huntington bank accounts is a foreign  transaction fee of 3% and as I looked around, that seems to be standard among all the banks  but there are ways to get around that fee like using a credit card instead of your debit card  for those foreign transactions. All right. So what did I choose for my small business? I decided to  open a checking account with Huntington bank.
I've been really happy with Huntington. Their online  banking and mobile banking has been really easy to use. If you know of other free business checking  accounts that can work for very small businesses, please let me know down in the comments below. I  know it's something a lot of people are looking for. Next up, check out my video about the things  that you need to know about taxes if you've just started a small business or a side hustle. https://elacmoneybasy.es/odj9
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DISCOVER... What’s The BEST Online Business Course to buy for Beginners Today!

DISCOVER... What’s The BEST Online Business Course to buy for Beginners Today!
Welcome to 30 day kings in this video i'm going to show you what's the best online business course to buy for beginners that will help you make money right out of the gate that's why i'm so excited for this video are you ready to make more money than you ever have before in your life do you want the fast track to success i'd like to tell you about how i got into making money online and how i discovered this money-making course.
Which altered my life forever when i was starting out i didn't know where to begin so i wasted a lot of time and money on courses that weren't worth it see i'm an introvert by nature and i was looking for a way to make money online where i could work from home with flexible hours maybe like you're doing right now but i didn't know anything about how to make it work so i started buying programs and courses to educate myself on what online business.
Was and how to make money with it so i could start getting my time back and fire my boss ever want to fire your boss wouldn't that be great to fire your boss because you're making more money with your little five to ten hour a week online business than you do working full time at your regular job that would be wonderful right well it's possible with the right course and the right information by the end of this video i am going to share with you exactly how to make it happen in fact i don't care what else you learn today or if you learn anything else at all today.
As long as you learn this i want you to know that you can have anything in life you want as long as you are willing to take the time to learn how to get it that's the biggest secret i find there are only two types of people those who are willing to take the time to learn how to get what they want out of life and those who aren't which type of person are you the first kind right if you're watching this video then i know you're the type of person who's willing to take the time to learn how to get what you want out of life just like me you belong in the top five percent ninety-five percent of people.
Aren't willing to put in the time it takes to learn how to create the life they want but you are so congratulations your life is about to change forever who's ready for that with online business all we need to do is learn how to set up a couple of key funnels or money pages online and then drive traffic.
To them this is simple to do when you have the right training course how would you like to have the best online business course i ever found to help you get started it helped me make 3247.30 in 30 days not only that it's helped countless other people just like you make a fortune in 30 days too are you ready to get your hands on it what do you think your spouse or your friends would say if you made an extra three thousand two hundred and forty seven dollars and thirty cents next month.
That would make you feel pretty awesome right it certainly made kailyn feel pretty awesome she made over five thousand dollars in her first 30 days pretty cool right kailyn is an inner circle member who applied what she learned in this course and turned what she learned into over five thousand dollars for her and her family before taking this course she didn't know how to do this or that it was even possible initially kaelin was only looking for a way to make an extra three to four thousand dollars a month with her online business so she could pay the rent put some food on the table and have enough money.
To buy her family some gifts for the upcoming christmas holiday you're getting this right she had no prior experience with making money online before this training but once she got her hands on the same course i'm telling you about she turned it all around simply because she was willing to take the time to learn how to get what she wanted out of life a better life for her and her family and now she has it if she can do it with no prior experience.
Then anyone can do it makes sense right so why does this work so well how can you get your hands on it first let's talk about why it works so well and by the way if you're enjoying this video please subscribe to this channel now by clicking the subscribe button below and turn on bell notifications so you don't miss out on any future money making tips and strategies for yourself and please feel free to like and share this video now too so more people can benefit from it now back to why this particular email course works so well the difference between all those other courses.
I spent thousands of wasted hours and tons of wasted money on and this winning email marketing course comes down to one secret that i discovered after five long years and over fifty thousand dollars of money i spent on the wrong courses want to know the secret if i save you five years of wasted time and over fifty thousand dollars of wasted money would that be okay with you that's the reason why i put this video together so you wouldn't have to go through what i did and you.
Can benefit right out of the gates just like kailyn sound good so here is the secret that makes this particular course work it's simple and powerful it's the secret all wealthy people know and now so will you ready for that are you ready to become rich here it is have a master mentor who's already doing what you want to do personally show you how to do what they are doing and you will get results like they get so if you have a master mentor show you personally how they are making money online.
Then you can get results like they get makes sense right but how do you find this master online business mentor and will they actually be willing to take the time to teach you hands-on fortunately for you i'm about to tell you exactly how to find him and yes he will teach you just like he taught me kailyn and hundreds of others see when i discovered this master mentor i found out he wanted to share his secrets with people just like me and i believe if you are still watching then just like me you are willing to take the time.
To learn how to get what you want out of life are you ready to get started i know some of you were ready yesterday if you want these results now then nod your head yes i know i can't see you but i want to make sure you are participating it's important don't you think so nod your head yes to get started all you need to do is click the link found in the description below this video and enter your info you'll get free access to inner circle secrets.
That almost nobody knows about you're finding the link now right when you click it just enter your info and you'll be instantly eligible to register for the free online business masterclass course today and you'll find out exactly how this online business master that i've been telling you about is helping people make thousands of dollars a day online and how you can get started doing the same thing he does isn't that cool can you imagine making over five thousand dollars in your first month.
Of doing this this type of stuff is happening almost every day would your family and friends be impressed with those kind of profits oh yeah i know mine are you've got to get in on this now most people at this point have already clicked the http colon slash slash free dot inner circle kings dot com slash online secrets link found in the description below this video.
And are on their way to changing their lives forever and if that's you congratulations i've got an email gift on its way to you right now but if you haven't clicked the link yet i know i only promised to tell you about the best online business course to buy for beginners but would it be okay if i over deliver for you that's okay right all right so if you didn't click the link yet you probably have a couple questions kicking around in your head so to help you i'm gonna answer the top three questions.
I get about this course for you right now question number one is does this cost anything good question right and the answer is the 90-minute master training is completely free if you want more hands-on training after that then it is available for the select few people who qualify for it do you realize how much opportunity is waiting for you right now go ahead and click the link now enter your info and get started question number two is how much time does this take to do and the answer is most people start out around five hours.
A week and some people move it up to ten hours a week once they get it going are you ready to live the five to ten hour dream i'm sure you are you should click the link now and get in on this opportunity today question number three is how much money can i really make with this and the answer is it is up to you if you don't do anything you won't get anything makes sense right but just think about this a little if you are learning from a master online business mentor.
Who is going to show you how he's helped thousands of entrepreneurs who are just like you grow from startup to seven figures even if they don't have anything to sell for free what have you got to lose nothing right so if you do what he shows you to do in the free training and take action you will see results i'm not gonna say you'll make the same five thousand dollars caitlyn did but i'm not gonna say you won't either i am gonna say if you don't do anything nothing is gonna change for you we can both agree on that right let's get started click the link for free access.
Now you won't regret it so we covered what's the best online business course to buy for beginners and we shared how this course is changing lives as well as over delivering and covering the top three questions asked about the course did i give you some incredible value today did you find this video helpful all that's left for you to do is click the link if you haven't already so you can get in on this opportunity for you and your family i'll close with this final thought if you mastered this skill where would you be five months from now are you willing to put in the time.
To get what you want out of life the choice is up to you thank you for watching to get free access to inner circle secrets that almost nobody knows about just click the link found in the description below this video now.
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